Washington County property record for 4858 Derby Dr, Chipley, FL 32428
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,976 sqft · built 2004 |
| Lot Size | 4.4 acres (191,664 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $387 (2025) |
| Deeds & Mortgages | Jun 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 000041510081 |
| Primary APN | 000041510081 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,976 sqft Living Area |
| Gross Area | 2,536 sqft |
| 1st Floor Area | 1,976 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 191,664 sqft (4.4 acres) |
| Garage Type | Carport |
| Garage Area | 576 sqft |
| Carport | Carport |
| Carport Area | 576 sqft |
| Porch | Florida Room |
| Porch Area | 560 sqft |
| Patio Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4858 DERBY DR |
|---|---|
| City | CHIPLEY |
| State | FL |
| Zip | 32428-5692 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | LOT B-81, LEISURE LAKES 1ST ADDITION REC PLAT, ORB 458 P 446, (ELE ORB 1308 P 144). |
| Legal Range | 15W |
| Legal Township | 01S |
| Legal Section | 23 |
| Legal Subdivision | LEISURE LAKES 1ST ADDITION |
| Legal Block | 81 |
| Legal Lot Number | B-81 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | VERNON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 970302 |
4858 Derby Dr, a mobile home, is owned and occupied by two individuals who acquired it in June 2024.
Source: Washington County records, as of March 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4858 DERBY DR, CHIPLEY, FL 32428-5692 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 28, 2024 |
| Transfer Doc | 0067004777 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Jun 28, 2024 |
| Property Address | 4858 DERBY DR, CHIPLEY, FL 32428-5692 |
| Document Number | 0067004777 |
| Book / Page | 1308 / 144 |
| Map Reference | MB 3 PG 179 |
| Instrument Date | Jun 28, 2024 |
| Instrument | 202467004777 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4858 DERBY DR, CHIPLEY, FL 32428-5692 |
| Name | Verified Name |
|---|---|
| Address | 4858 DERBY DR, CHIPLEY, FL 32428-5692 |
The 2025 property tax bill for 4858 Derby Dr was $387 with exemptions applied, up 11.8% from the year before.
Source: Washington County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $387.00 (+11.85%) Homeowner's exemption Senior Citizen's exemption | $97,606 (+2.9%) | $218,333 (+2.97%) Land $58,080 Building $160,253 |
| 2024 | $346.00 (+0.58%) Homeowner's exemption | $94,855 (+3%) | $212,026 (+24.82%) Land $57,200 Building $154,826 |
| 2023 | $344.00 (-48.81%) Homeowner's exemption | $92,092 (+3%) | $169,868 (+14.6%) Land $48,400 Building $121,468 |
| 2022 | $672.00 Homeowner's exemption | $89,410 | $148,232 Land $37,400 Building $110,832 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4858 Derby Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 9 (1994–2021) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Apr 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4858 Derby Dr is moderate, ranking above 62% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHWEST FLORIDA RECEPTION CENTER state or territorial government · serves 2,500 people · EPA ID FL1670733 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Copper | 1.9 mg/L (2018) action level 1.3 mg/L |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids not recorded as resolved · Jul 2024 Total trihalomethanes not recorded as resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
| Verizon Fixed Wireless | 25 / 6 |
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