4940 Derby Dr, Chipley, FL 32428 Property Records

Washington County property record for 4940 Derby Dr, Chipley, FL 32428

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.02 acres (44,475 sqft)
Owner	Individual Name on Record
Last Sale	$17,500 (Nov 2023)
Tax Bill	$191 (2025)
Deeds & Mortgages	Apr 2025 Line of Credit Nov 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000041510712`

Property Details

APN / Parcel Number

Primary APN	`000041510712`
Alternative APN	`41510712`

Exterior

Lot Area	44,475 sqft (1.02 acres)

Location & Zoning

Account Number	000041510712
Street Address	4940 DERBY DR
City	CHIPLEY
State	FL
Zip	32428-5690
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT D-156 2ND ADD TO LEISURE LAKES REC PLAT (1.03 AC) ORB 1287 P 600
Legal Range	15W
Legal Township	01N
Legal Section	23
Legal Subdivision	LEISURE LAKES
Legal Block	4151
Legal Lot Number	D-156
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1009
Census Tract	970302

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3445 CARDINAL PL, CHIPLEY, FL 32428-5637
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2025	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK OF GRACEVILLE
Nov 13, 2023	Warranty Deed, Transfer NORTHWEST TITLE GROUP LLC
Dec 28, 2022	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2023 · Amount on Record
Deed Sale	Nov 13, 2023 · Amount on Record
Prior Sale	Dec 28, 2022 · Amount on Record
Deed Document Number	202367007895
Deed Book / Page	1287 / 600
Record Updated	Jun 8, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	4940 DERBY DR, CHIPLEY, FL 32428-5690
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3445 CARDINAL PL, CHIPLEY, FL 32428-5637

Mortgage

Document Number	0067002447
Date	Apr 9, 2025
Book Page	1333/237
Instrument	202567002447

Lender

Name	PEOPLES BANK OF GRACEVILLE
Type	Bank
Address	5306 BROWN ST, GRACEVILLE, FL 32440

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Nov 13, 2023
Property Address	4940 DERBY DR, CHIPLEY, FL 32428-5690
Document Number	0067007895
Book / Page	1287 / 600
Map Reference	MB 3 PG 186
Instrument Date	Oct 19, 2023
Instrument	202367007895
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	NORTHWEST TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$122.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1983 BALDWIN ST, CHIPLEY, FL 32428-3024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3445 CARDINAL PL, CHIPLEY, FL 32428-5637

December 2022: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	WASHINGTON FL
Recording Date	Dec 28, 2022
Property Address	4940 DERBY DR, CHIPLEY, FL 32428-5690
Document Number	0067010176
Book / Page	1261 / 347
Map Reference	MB 423 PG 572
Instrument Date	Dec 20, 2022
Instrument	202267010176
Transaction Type	Foreclosure
Record Updated	Dec 23, 2025

Transaction

Amount	Amount Recorded
Tax	$31.50
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1983 BALDWIN ST, CHIPLEY, FL 32428-3024

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$191.00 (+13.69%)	$14,000 (+12%) Land $14,000	$14,000 (+12%) Land $14,000
2024	$168.00 (+23.53%)	$12,500 (+25%) Land $12,500	$12,500 (+25%) Land $12,500
2023	$136.00 (+30.77%)	$10,000 (+17.65%) Land $10,000	$10,000 (+17.65%) Land $10,000
2022	$104.00	$8,500 Land $8,500	$8,500 Land $8,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	9 (1994–2021)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Apr 2021 · rainfall accumulation
Claims by Event	Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST FLORIDA RECEPTION CENTER state or territorial government · serves 2,500 people · EPA ID FL1670733
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2025) action level 15 ppb
Copper	1.9 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids not recorded as resolved · Jul 2024 Total trihalomethanes not recorded as resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

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