487 McO Rd, Jackson, TN 38305 Property Records

Madison County property record for 487 McO Rd, Jackson, TN 38305

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,511 sqft · built 1988
Lot Size0.397 acres (17,270 sqft)
OwnerCompany Name on Record
Last Sale$220,000 (Jun 2023)
Tax Bill$1,370 (2025)
Deeds & MortgagesJul 2023 Mortgage
Jun 2023 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN043I-F-023.00

Property Details

APN / Parcel Number

Primary APN043I-F-023.00
Alternative APNs
  • 05043IF043I02300
  • 057043I F 02300

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area3,511 sqft Living Area
Gross Area3,973 sqft
1st Floor Area2,322 sqft
Upper Floors Area1,189 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1997
Architectural StyleCustom Design
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area17,270 sqft (0.397 acres)
Lot Dimensions157 ft deep x 110 ft wide
TerrainRolling
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Open Porch
Porch Area78 sqft
Deck Area255 sqft
Patio Area255 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address487 MCO RD
CityJACKSON
StateTN
Zip38305-6426
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRAMBLEWOOD ESTATES PB 4 PG 210 BLK 10 LOT 196 110X157.76
Legal SubdivisionRAMBLEWOOD ESTATES
Legal Block10
Legal Lot Number196
JurisdictionMADISON TN
Township / Civil Division10
Census Block Group1
Census Block1010
Census Tract1603

Owner

Source: Madison County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1715 S RUTHERFORD BLVD, K, MURFREESBORO, TN 37130-5991
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2023Deed of Trust, Mortgage · Commercial Mortgage
FIRST COMMERCE BANK
Jun 1, 2023Warranty Deed, Transfer · Line of Credit
KEM INVESTMENTS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2023 · Amount on Record
Deed SaleJun 1, 2023 · Amount on Record
Prior SaleDec 13, 2006 · Amount on Record
Deed Document Number20235611
Deed Book / Page777 / 1846
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON TN
Property Address487 MCO RD, JACKSON, TN 38305-6426
Transaction TypeMortgage
Record UpdatedAug 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1800 S RUTHERFORD BLVD 203, 203, MURFREESBORO, TN 37130-5995
InvestorPossibly a Property Investor

Mortgage

Document NumberT2228/1427
DateJul 21, 2023
Book PageT2228/1427
Instrument23007392
Lender
NameFIRST COMMERCE BANK
TypeBank
AddressMURFREESBORO, TN 37130
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueJul 20, 2028

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON TN
Recording DateJun 1, 2023
Property Address487 MCO RD, JACKSON, TN 38305-6426
Document Number0D777/1846
Book / PageD777 / 1846
Instrument DateMay 31, 2023
Instrument23005611
Transaction TypeTransfer
Record UpdatedJun 15, 2023
Title CompanyHYWATER TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$814.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1715 S RUTHERFORD BLVD # 200K, 200K, MURFREESBORO, TN 37130-5991
InvestorPossibly a Property Investor

Mortgage

Document Number0023005612
DateJun 1, 2023
Instrument23005612
Lender
NameKEM INVESTMENTS LLC
TypeNon-Lending Institution
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueMay 31, 2024

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyMadison County
MunicipalityJackson City
Unified School DistrictJackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,370.00 (-46.23%)$73,125 (-) Land $7,500 Building $65,625$292,500 (-) Land $30,000 Building $262,500
2023$73,125 Land $7,500 Building $65,625
2022$2,548.00$292,500 Land $30,000 Building $262,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2007)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJACKSON WATER SYSTEM
serves 91,111 people · EPA ID TN0000299
Water SourceGroundwater
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
EPlus Broadband
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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