Madison County property record for 455 McO Rd, Jackson, TN 38305
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,276 sqft · built 1991 |
| Lot Size | 0.402 acres (17,490 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,000 (Nov 2020) |
| Tax Bill | $1,185 (2024) |
| Deeds & Mortgages | Mar 2020 Mortgage Jul 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043I-F-027.00 |
| Primary APN | 043I-F-027.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,276 sqft Living Area |
| Gross Area | 3,637 sqft |
| 1st Floor Area | 1,468 sqft |
| Upper Floors Area | 1,808 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Custom Design |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,490 sqft (0.402 acres) |
| Lot Dimensions | 159 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 361 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 169 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 455 MCO RD |
|---|---|
| City | JACKSON |
| State | TN |
| Zip | 38305-9417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RAMBLEWOOD ESTATES PB 4 PG 210 BLK 10 LOT 192 110X159.84 |
| Legal Subdivision | RAMBLEWOOD ESTATES |
| Legal Block | 10 |
| Legal Lot Number | 192 |
| Jurisdiction | MADISON TN |
| Township / Civil Division | 10 |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 1603 |
455 McO Rd is owned and occupied by an individual who acquired it in April 2025.
Source: Madison County records, as of December 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 455 MCO RD, JACKSON, TN 38305-9417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 3, 2019 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Nov 2, 2020 | Warranty Deed, Transfer · Conventional Mortgage LEADERS CU |
| May 25, 2017 | Warranty Deed, Transfer · VA Mortgage AMERICAN BANCSHARES MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2020 · Amount on File |
| Deed Sale | Nov 2, 2020 · Amount on File |
| Prior Sale | May 25, 2017 · Amount on File |
| Deed Document Number | 202014061 |
| Deed Book / Page | 760 / 1011 |
| Last Transfer Date | Apr 11, 2025 |
| Transfer Doc | 000D790/76 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON TN |
| Property Address | 455 MCO RD, JACKSON, TN 38305-9417 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003254 |
|---|---|
| Date | Mar 17, 2020 |
| Book Page | T2117/1266 |
| Instrument | 20003254 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON TN |
| Property Address | 455 MCO RD, JACKSON, TN 38305-9417 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000008003 |
|---|---|
| Date | Jul 3, 2019 |
| Book Page | T2098/1569 |
| Instrument | 19008003 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON TN |
| Recording Date | Nov 2, 2020 |
| Property Address | 455 MCO RD, JACKSON, TN 38305-9417 |
| Document Number | 0D760/1011 |
| Book / Page | D760 / 1011 |
| Instrument Date | Oct 29, 2020 |
| Instrument | 20014061 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $721.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 455 MCO RD, JACKSON, TN 38305-9417 |
| Document Number | 0020014062 |
|---|---|
| Date | Nov 2, 2020 |
| Instrument | 20014062 |
| Name | LEADERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON TN |
| Recording Date | May 25, 2017 |
| Property Address | 455 MCO RD, JACKSON, TN 38305-9417 |
| Document Number | 00D740/470 |
| Book / Page | D740 / 470 |
| Instrument Date | May 19, 2017 |
| Instrument | 17005913 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2022 |
| Title Company | OLD REPUBLIC NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $647.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 455 MCO RD, JACKSON, TN 38305-9417 |
| Document Number | 0017005914 |
|---|---|
| Date | May 25, 2017 |
| Instrument | 17005914 |
| Name | AMERICAN BANCSHARES MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
Source: Madison County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Madison County |
| Municipality | Jackson City |
| Unified School District | Jackson-Madison County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $63,225 Land $7,500 Building $55,725 | $252,900 Land $30,000 Building $222,900 | |
| 2024 | $1,185.00 | ||
| 2023 | $63,225 Land $7,500 Building $55,725 | ||
| 2022 | $2,204.00 | $252,900 Land $30,000 Building $222,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 455 McO Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 455 McO Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| EPlus Broadband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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