Madison County property record for 495 McO Rd, Jackson, TN 38305
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,894 sqft · built 1993 |
| Lot Size | 0.391 acres (17,050 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $121,500 (Mar 1994) |
| Tax Bill | $1,972 (2022) |
| Deeds & Mortgages | Feb 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 057043I F 02200 |
| Primary APN | 057043I F 02200 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,894 sqft Living Area |
| 1st Floor Area | 1,894 sqft |
| Attic Area | 2,240 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,050 sqft (0.391 acres) |
| Lot Dimensions | 155 ft deep x 110 ft wide |
| Garage Type | Finished |
| Garage Area | 539 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 237 sqft |
| Patio Area | 200 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 495 MCO RD |
|---|---|
| City | JACKSON |
| State | TN |
| Zip | 38305-6426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 05, COUNTY AREA: D49 |
| Legal Subdivision | RAMBLEWOOD ESTATES |
| Legal Block | 10 |
| Legal Lot Number | 197 |
| Jurisdiction | MADISON TN |
| Township / Civil Division | 10 |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 1603 |
Source: Madison County records, as of January 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 495 MCO RD, JACKSON, TN 38305-6426 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 1994 · Amount on Record |
| Deed Sale | Mar 25, 1994 · Amount on Record |
| Prior Sale | Jul 18, 1997 · Amount on Record |
| Deed Document Number | 0000000038 |
| Deed Book / Page | 043I |
| Last Transfer Date | Feb 27, 1998 |
| Transfer Doc | 0005820522 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MADISON TN |
| Property Address | 495 MCO RD, JACKSON, TN 38305-6426 |
| Document Number | 0000001868 |
| Instrument Date | Feb 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 495 MCO RD JACKSON TN 383056426, JACKSON, TN 38305-6426 |
| Document Number | 0000001868 |
|---|---|
| Date | Feb 19, 2019 |
| Book Page | 0T2088/001803 |
| Instrument | 1868 |
| Name | BANK OF JACKSON |
|---|---|
| Type | Bank |
| Address | JACKSON, TN 38305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 18, 2034 |
Source: Madison County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Madison County |
| Municipality | Jackson City |
| Unified School District | Jackson-Madison County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $56,575 (-) Land $7,500 Building $49,075 | ||
| 2023 | $56,575 Land $7,500 Building $49,075 | ||
| 2022 | $1,972.00 | $226,300 Land $30,000 Building $196,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| EPlus Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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