Madison County property record for 463 McO Rd, Jackson, TN 38305
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 4,416 sqft · built 1992 |
| Lot Size | 0.402 acres (17,490 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $367,000 (May 2026) |
| Tax Bill | $1,040 (2025) |
| Deeds & Mortgages | Jul 2025 Line of Credit May 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043I-F-026.00 |
| Primary APN | 043I-F-026.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 4,416 sqft Living Area |
| Gross Area | 4,962 sqft |
| 1st Floor Area | 1,941 sqft |
| Upper Floors Area | 2,475 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | L-Shape |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,490 sqft (0.402 acres) |
| Lot Dimensions | 159 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 390 sqft |
| Patio Area | 208 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 463 MCO RD |
|---|---|
| City | JACKSON |
| State | TN |
| Zip | 38305-9417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RAMBLEWOOD ESTATES PB 4 PG 210 BLK 10 LOT 193 110X159.32 |
| Legal Subdivision | RAMBLEWOOD ESTATES |
| Legal Block | 10 |
| Legal Lot Number | 193 |
| Jurisdiction | MADISON TN |
| Township / Civil Division | 10 |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 1603 |
Source: Madison County records, as of June 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 463 MCO RD, JACKSON, TN 38305-9417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Jul 29, 2025 | Deed of Trust, Mortgage · Line of Credit GRUNDY BANK |
| May 27, 2026 | Warranty Deed, Transfer · FHA Mortgage SWBC MORTGAGE CORPORATION |
| May 27, 2026 | Warranty Deed, Transfer · FHA Mortgage SWBC MORTGAGE CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2026 · Amount on Record |
| Deed Sale | May 27, 2026 · Amount on Record |
| Prior Sale | Jul 29, 2020 · Amount on Record |
| Deed Document Number | 20265832 |
| Deed Book / Page | 797 / 407 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON TN |
| Property Address | 463 MCO RD, JACKSON, TN 38305-9417 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 463 MCO RD, JACKSON, TN 38305-9417 |
| Document Number | T2284/1789 |
|---|---|
| Date | Jul 29, 2025 |
| Book Page | T2284/1789 |
| Instrument | 25008450 |
| Name | GRUNDY BANK |
|---|---|
| Type | Bank |
| Address | 201 LIBERTY ST, MORRIS, IL 60450 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON TN |
| Recording Date | May 27, 2026 |
| Property Address | 463 MCO RD, JACKSON, TN 38305-9417 |
| Document Number | 0000005832 |
| Book / Page | 797 / 407 |
| Instrument Date | May 21, 2026 |
| Instrument | 20265832 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $137,147.90 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 463 MCO RD, JACKSON, TN 38305-9417 |
| Document Number | 0000005833, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 20265833 |
| Name | SWBC MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON TN |
| Recording Date | May 27, 2026 |
| Property Address | 463 MCO RD, JACKSON, TN 38305-9417 |
| Document Number | 00D797/407 |
| Book / Page | 797 / 407 |
| Instrument Date | May 21, 2026 |
| Instrument | 20265832 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $137,147.90 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 463 MCO RD, JACKSON, TN 38305-9417 |
| Document Number | 0000005833, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 20265833 |
| Name | SWBC MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Max Rate | -1% |
|---|
Source: Madison County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Madison County |
| Municipality | Jackson City |
| Unified School District | Jackson-Madison County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,040.00 (-44.8%) | $55,525 (-) Land $7,500 Building $48,025 | $222,100 (-) Land $30,000 Building $192,100 |
| 2023 | $55,525 (+2.68%) Land $7,500 Building $48,025 | ||
| 2022 | $1,884.00 | $54,075 Land $7,500 Building $46,575 | $222,100 Land $30,000 Building $192,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| EPlus Broadband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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