4869 2nd Ave N, Duluth, MN 55803 Property Records

St. Louis County property record for 4869 2nd Ave N, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.25 ba · 820 sqft · built 1940
Lot Size	0.949 acres (41,374 sqft)
Owner	Individual Name on Record
Last Sale	$146,000 (May 2022)
Tax Bill	$1,692 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage Jul 2021 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`520-0080-00800`

Property Details

APN / Parcel Number

Primary APN	`520-0080-00800`
Alternative APN	`1129847`

Interior

Bedrooms	3 Beds
Full Baths	1.25 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	820 sqft Gross Area
1st Floor Area	820 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Lot Area	41,374 sqft (0.949 acres)
Storage Building	64 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1129847
Street Address	4869 2ND AVE N
City	DULUTH
State	MN
Zip	55803-1315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOT: 0080 BLOCK:000 SERIAL #
Legal Subdivision	COLMANS 3RD ACRE TRACT ADD TO DULUTH
Legal Lot Number	80
Jurisdiction	ST LOUIS MN
Township / Civil Division	RICE LAKE
Census Block Group	1
Census Block	1034
Census Tract	10400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4869 2ND AVE N, DULUTH, MN 55803-1315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage NORTH SHORE BANK OF COMMERCE
Jul 19, 2021	Commissioner's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2022 · Amount on Record
Deed Sale	May 4, 2022 · Amount on Record
Prior Sale	Jul 19, 2021 · Amount on Record
Deed Document Number	20221056243
Prior Transfer Date	Aug 6, 2010
Prior Transfer Doc	0000888289
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 4, 2022
Property Address	4869 2ND AVE N, DULUTH, MN 55803-1315
Document Number	0001056243
Instrument Date	Apr 20, 2022
Instrument	1056243
Transaction Type	Transfer
Record Updated	Jun 30, 2022
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Tax	$481.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4869 2ND AVE N, DULUTH, MN 55803-1315

Mortgage

Document Number	0001056245
Date	May 4, 2022
Instrument	1056245

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Mortgage

Document Number	0001056244
Date	May 4, 2022
Instrument	1056244

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

July 2021: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 19, 2021
Property Address	4869 2ND AVE N, DULUTH, MN 55803-1315
Document Number	0001043930
Instrument Date	Jun 24, 2021
Instrument	1043930
Transaction Type	Foreclosure
Record Updated	Aug 11, 2021

Transaction

Amount	Amount Recorded
Tax	$30.34
Amount Accuracy	Rounded by County
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 ROBERT ST # N4TH, 600, SAINT PAUL, MN 55146-6000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4869 2ND AVE N, DULUTH, MN 55803-1315

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,692.00 (+3.8%) Homeowner's exemption
2025	$1,630.00 (-0.85%) Homeowner's exemption	$155,000 (+0.19%) Land $39,600 Building $115,400	$155,000 (+0.19%) Land $39,600 Building $115,400
2024	$1,644.00	$154,700 (+26.29%) Land $39,300 Building $115,400	$154,700 (+26.29%) Land $39,300 Building $115,400
2022		$122,500 Land $37,700 Building $84,800	$122,500 Land $37,700 Building $84,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1991–2001)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rice Lake serves 1,085 people · EPA ID MN1690049
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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