St. Louis County property record for 4851 2nd Ave N, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,792 sqft · built 2002 |
| Lot Size | 0.717 acres (31,235 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,700 (2026) |
| Deeds & Mortgages | Apr 2022 Line of Credit Nov 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 520-0080-00760 |
| Primary APN | 520-0080-00760 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,792 sqft Gross Area |
| 1st Floor Area | 1,792 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 31,235 sqft (0.717 acres) |
| Deck Area | 40 sqft |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 554370 |
|---|---|
| Street Address | 4851 2ND AVE N |
| City | DULUTH |
| State | MN |
| Zip | 55803-1315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | LOT: 0076 SERIAL # |
| Legal Subdivision | COLMANS 3RD ACRE TRACT ADDN |
| Legal Lot Number | 76 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | RICE LAKE |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 10400 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4851 2ND AVE N, DULUTH, MN 55803-1315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 19, 2022 | Deed of Trust, Mortgage · Line of Credit HARBOR POINTE CU |
| Nov 15, 2019 | Deed of Trust, Mortgage · Line of Credit HARBOR POINTE CU |
| Oct 30, 2017 | Deed of Trust, Mortgage · Line of Credit HARBOR PT CU |
| Mar 13, 2017 | Deed of Trust, Mortgage · Line of Credit DULUTH TEACHERS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 27, 2012 |
| Transfer Doc | 0000925083 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4851 2ND AVE N, DULUTH, MN 55803-1315 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4851 2ND AVE N, RICE LAKE, MN 55803-1315 |
| Document Number | 0001055664 |
|---|---|
| Date | Apr 19, 2022 |
| Instrument | 1055664 |
| Name | HARBOR POINTE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 63 Months |
| Due | Jul 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4851 2ND AVE N, DULUTH, MN 55803-1315 |
| Document Number | 00T1017783 |
| Instrument Date | Nov 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4851 2ND AVE N DULUTH MN 558031315, DULUTH, MN 55803-1315 |
| Document Number | 00T1017783 |
|---|---|
| Date | Nov 21, 2019 |
| Instrument | T1017783 |
| Name | HARBOR POINTE CU |
|---|---|
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 20, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4851 2ND AVE N, DULUTH, MN 55803-1315 |
| Document Number | 000T991746 |
| Instrument Date | Oct 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2017 |
| Name | Verified Name |
|---|---|
| Address | 4851 2ND AVE N DULUTH MN 558031315, DULUTH, MN 55803-1315 |
| Document Number | 000T991746 |
|---|---|
| Date | Nov 3, 2017 |
| Instrument | T991746 |
| Name | HARBOR PT CU |
|---|---|
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 2, 2027 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4851 2ND AVE N, DULUTH, MN 55803-1315 |
| Document Number | 000T983151 |
| Instrument Date | Mar 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2017 |
| Name | Verified Name |
|---|---|
| Address | 4851 2ND AVE N DULUTH MN 558031315, DULUTH, MN 55803-1315 |
| Document Number | 000T983151 |
|---|---|
| Date | Mar 21, 2017 |
| Instrument | T983151 |
| Name | DULUTH TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 20, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Rice Lake City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,700.00 (+3.69%) Homeowner's exemption | ||
| 2025 | $2,604.00 (+1.01%) Homeowner's exemption | $225,300 (+0.09%) Land $38,200 Building $187,100 | $225,300 (+0.09%) Land $38,200 Building $187,100 |
| 2024 | $2,578.00 | $225,100 (+17.06%) Land $38,000 Building $187,100 | $225,100 (+17.06%) Land $38,000 Building $187,100 |
| 2022 | $192,300 Land $36,400 Building $155,900 | $192,300 Land $36,400 Building $155,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1991–2001) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Rice Lake serves 1,085 people · EPA ID MN1690049 |
|---|---|
| Water Source | Purchased surface water from Duluth |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures