4880 2nd Ave N, Duluth, MN 55803 Property Records

St. Louis County property record for 4880 2nd Ave N, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,348 sqft · built 1988
Lot Size	0.95 acres (41,383 sqft)
Owner	2 Individual Names on Record
Last Sale	$439,900 (Apr 2025)
Tax Bill	$4,808 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Oct 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`520-0080-00480`

Property Details

APN / Parcel Number

Primary APN	`520-0080-00480`
Alternative APNs	`1119738` `1147229` `1181729`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,348 sqft Gross Area
1st Floor Area	1,348 sqft
Basement Area	1,247 sqft
Finished Basement	1,247 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	41,383 sqft (0.95 acres)
Garage Area	1,152 sqft

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	240 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1181729
Street Address	4880 2ND AVE N
City	DULUTH
State	MN
Zip	55803-1309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOT: 0048 BLOCK:000 SERIAL #
Legal Subdivision	COLMANS 3RD ACRE TR ADD TO DUL
Legal Lot Number	48
Jurisdiction	ST LOUIS MN
Township / Civil Division	RICE LAKE
Census Block Group	1
Census Block	1036
Census Tract	10400

Owner

Source: St. Louis County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4880 2ND AVE N, DULUTH, MN 55803-1309
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Warranty Deed, Transfer · FHA Mortgage NORTH SHORE BANK OF COMMERCE
Oct 27, 2021	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2025 · Amount on Record
Deed Sale	Apr 24, 2025 · Amount on Record
Prior Sale	Apr 11, 2023 · Amount on Record
Deed Document Number	20251089495
Prior Transfer Date	Oct 20, 2021
Prior Transfer Doc	0001048789
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 11, 2023
Property Address	4880 2ND AVE N, DULUTH, MN 55803-1309
Document Number	0001067423
Instrument Date	Apr 6, 2023
Instrument	1067423
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,353.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4880 2ND AVE N, RICE LAKE, MN 55803-1309

Mortgage

Document Number	0001067424
Date	Apr 11, 2023
Instrument	1067424

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

October 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MN
Recording Date	Oct 27, 2021
Property Address	4880 2ND AVE N, DULUTH, MN 55803-1309
Document Number	0001048789
Instrument Date	Oct 20, 2021
Instrument	1048789
Transaction Type	Transfer
Record Updated	Jan 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4880 2ND AVE N, DULUTH, MN 55803-1309

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,808.00 (+3.49%) Homeowner's exemption
2025	$4,646.00 (+24.89%) Homeowner's exemption	$402,900 (+8.13%) Land $41,300 Building $361,600	$402,900 (+8.13%) Land $41,300 Building $361,600
2024	$3,720.00	$372,600 (+40.76%) Land $41,000 Building $331,600	$372,600 (+40.76%) Land $41,000 Building $331,600
2022		$264,700 Land $39,300 Building $225,400	$264,700 Land $39,300 Building $225,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1991–2001)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rice Lake serves 1,085 people · EPA ID MN1690049
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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