4857 2nd Ave N, Duluth, MN 55803 Property Records

St. Louis County property record for 4857 2nd Ave N, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,044 sqft · built 1963
Lot Size	0.949 acres (41,374 sqft)
Owner	Individual Name on Record
Last Sale	$372,900 (Jun 2023)
Tax Bill	$3,402 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage May 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`520-0080-00780`

Property Details

APN / Parcel Number

Primary APN	`520-0080-00780`
Alternative APNs	`1043468` `1150072`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,044 sqft Gross Area
1st Floor Area	1,044 sqft
Basement Area	1,044 sqft
Finished Basement	1,044 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	41,374 sqft (0.949 acres)
Garage Area	576 sqft
Deck Area	56 sqft
Storage Building	140 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1150072
Street Address	4857 2ND AVE N
City	DULUTH
State	MN
Zip	55803-1315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOT: 0078 BLOCK:000 SERIAL #
Legal Subdivision	COLMANS 3RD ACRE TRACT ADDITION
Legal Lot Number	78
Jurisdiction	ST LOUIS MN
Township / Civil Division	RICE LAKE
Census Block Group	1
Census Block	1034
Census Tract	10400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4857 2ND AVE N, DULUTH, MN 55803-1315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Warranty Deed, Transfer · VA Mortgage NORTH SHORE BANK OF COMMERCE
May 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK INC
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF COMMERCE
Dec 14, 2017	Grant Deed, Construction Loan · Construction Mortgage REPUBLIC BK
Sep 21, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2023 · Amount on Record
Deed Sale	Jun 20, 2023 · Amount on Record
Prior Sale	Dec 14, 2017 · Amount on Record
Deed Document Number	20231069282
Prior Transfer Date	Sep 18, 2017
Prior Transfer Doc	000T990007
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 20, 2023
Property Address	4857 2ND AVE N, DULUTH, MN 55803-1315
Document Number	0001069282
Instrument Date	Jun 14, 2023
Instrument	1069282
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	NOT AVAILABLE, THE TITLE TEAM NORTH SHORE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,230.57
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4857 2ND AVE N, DULUTH, MN 55803-1315

Mortgage

Document Number	0001069283
Date	Jun 20, 2023
Instrument	1069283

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4857 2ND AVE N, DULUTH, MN 55803-1315
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001010190
Date	May 7, 2019
Instrument	1010190

Lender

Name	REPUBLIC BANK INC
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4857 2ND AVE N, DULUTH, MN 55803-1315
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	NORTH SHORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001038850
Date	Apr 6, 2021
Instrument	1038850

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

December 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 14, 2017
Property Address	4857 2ND AVE N, DULUTH, MN 55803-1315
Document Number	000T993167
Instrument Date	Dec 13, 2017
Instrument	T993167
Transaction Type	Construction Loan
Record Updated	Jan 3, 2018
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$346.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4857 2ND AVE N DULUTH MN 558031315, DULUTH, MN 55803-1315

Mortgage

Document Number	T993168
Date	Dec 14, 2017
Instrument	T993168

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Dec 13, 2019

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 21, 2017
Property Address	4857 2ND AVE N, DULUTH, MN 55803-1315
Document Number	000T990007
Instrument Date	Sep 18, 2017
Instrument	T990007
Transaction Type	Transfer
Record Updated	Oct 2, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2002 W SUPERIOR ST #9 DULUTH MN 558062026, 9, DULUTH, MN 55806-2026

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,402.00 (+3.72%) Homeowner's exemption
2025	$3,280.00 (+36.33%) Homeowner's exemption	$274,300 (+0.11%) Land $39,200 Building $235,100	$274,300 (+0.11%) Land $39,200 Building $235,100
2024	$2,406.00 (+3.98%)	$274,000 (+50.88%) Land $38,900 Building $235,100	$274,000 (+50.88%) Land $38,900 Building $235,100
2023	$2,314.00 Homeowner's exemption
2022		$181,600 (+16.78%) Land $37,300 Building $144,300	$181,600 (+16.78%) Land $37,300 Building $144,300
2021		$155,500 Land $29,700 Building $125,800	$155,500 Land $29,700 Building $125,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1991–2001)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rice Lake serves 1,085 people · EPA ID MN1690049
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on 2nd Ave N

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures