4857 Echo Ct, Oviedo, FL 32765 Property Records

Seminole County property record for 4857 Echo Ct, Oviedo, FL 32765

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 3,491 sqft · built 2019
Owner2 Individual Names on Record
Last Sale$478,900 (Sep 2019)
Tax Bill$305 (2024)
Deeds & MortgagesSep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN36-21-30-5VD-0000-0270

Property Details

APN / Parcel Number

Primary APN36-21-30-5VD-0000-0270

Interior

Bedrooms5 Beds
Full Baths5 Baths
Plumbing Fixtures16 Plumbing Fixtures
Stories2 Stories
Building Area3,491 sqft Living Area
1st Floor Area2,044 sqft
2nd Floor Area1,447 sqft
Upper Floors Area1,447 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Pool Area1 sqft
PorchFinished/Screened Porch
Porch Area308 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address4857 ECHO CT
CityOVIEDO
StateFL
Zip32765-5282
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 27 CLIFTON PARK PHASE II A REPLAT PLAT BOOK {82} PAGES {67-69}
Legal Range30
Legal Township21
Legal Section36
Legal SubdivisionCLIFTON PARK
Legal Phase2
Legal Lot Number27
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group1
Census Block1011
Census Tract21318

Owner

Source: Seminole County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4857 ECHO CT, OVIEDO, FL 32765-5282
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 13, 2019 · Amount on Record
Deed SaleSep 13, 2019 · Amount on Record
Deed Document Number2019099349
Deed Book / Page09435 / 0483
Record UpdatedJun 8, 2026

September 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSEMINOLE FL
Recording DateSep 13, 2019
Property Address4857 ECHO CT, OVIEDO, FL 32765-5282
Document Number0094350483
Book / Page009435 / 000483
Instrument DateSep 12, 2019
Instrument99349
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 2, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,352.30
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4857 ECHO CT OVIEDO FL 327655282, OVIEDO, FL 32765-5282

Mortgage

Document Number94350485
DateSep 13, 2019
Book Page009435/000485
Instrument99350
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 12, 2049

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$500,016 (+5.99%)$736,066 (-0.2%) Land $132,000 Building $604,066
2024$305.00
2023$305.00 (+1.67%) Homeowner's exemption$471,771 (+3%)$737,551 (+15.5%) Land $132,000 Building $605,551
2022$300.00 Homeowner's exemption$458,030$638,560 Land $130,000 Building $508,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEMINOLE COUNTY SOUTHEAST
serves 70,040 people · EPA ID FL3590571
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: AT&T, CenturyLink, Metronet, Xfinity.

Nearby Properties on Echo Ct

Nearby Streets

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