Seminole County property record for 4864 Echo Ct, Oviedo, FL 32765 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2019 |
| Square Footage | 2,725 sqft Living Area |
| Lot Size | 6,267 sqft (0.144 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $670,000 (2026) |
| Tax Bill | $7,699.00 (2025) |
| Primary APN | 36-21-30-5VD-0000-0390 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Building Area | 2,725 sqft Living Area |
| Gross Area | 3,149 sqft Gross Area |
| 1st Floor | 1,252 sqft 1st Floor |
| Upper Floors | 1,473 sqft Upper Floors |
| Stories | 2 Stories |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Cathedral/Clerestory Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,267 sqft (0.144 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 424 sqft Garage |
| Porch | Open Porch |
| Porch Area | 542 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 4864 ECHO CT |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-5281 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 39 CLIFTON PARK PHASE II A REPLAT PLAT BOOK 82 PAGES 67-69 |
| Legal Subdivision | CLIFTON PARK PHASE II A REPLAT |
| Legal Lot Number | 39 |
| Jurisdiction | SEMINOLE FL |
| Minor Civil Division | OVIEDO |
| Census Blockgroup | 1 |
| Census Block | 1011 |
| Census Tract | 21318 |
Source: Seminole County records · APN 36-21-30-5VD-0000-0390
Assessment roll updated December 29, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4864 ECHO CT, OVIEDO, FL 32765-5281 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Apr 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK |
| Oct 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 04, 2019 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FBC MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 27, 2026 · Amount on Record |
| Deed Sale | Apr 27, 2026 · Amount on Record |
| Prior Sale | Oct 15, 2021 · Amount on Record |
| Deed Doc Number | 202641519 |
| Deed Book / Page | 11027 / 804 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Apr 27, 2026 |
| Property Address | 4864 ECHO CT, OVIEDO, FL 32765-5281 |
| Document Number | 0000041519 |
| Book / Page | 11027 / 804 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 2026.41519 |
| Transaction Type | Transfer |
| Record Updated | May 08, 2026 |
| Title Company | ATON TITLE, WATSON TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $473,690.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4864 ECHO CT, OVIEDO, FL 32765-5281 |
| Document Number | 0000041520, |
|---|---|
| Date | Apr 27, 2026 |
| Instrument | 2026..41520 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Oct 15, 2021 |
| Property Address | 4864 ECHO CT, OVIEDO, FL 32765-5281 |
| Document Number | 0100710636 |
| Book / Page | 10071 / 636 |
| Map Reference | MB 82 PG 67-69 |
| Instrument Date | Oct 08, 2021 |
| Instrument | 2021136811 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2021 |
| Title Company | NOT AVAILABLE, APOLLO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,375.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10339 E 57TH AVE, 10339, DENVER, CO 80238-4160 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 4864 ECHO CT, OVIEDO, FL 32765-5281 |
| Document Number | 10071638 |
|---|---|
| Date | Oct 15, 2021 |
| Instrument | 10071/638 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2036 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jun 04, 2019 |
| Property Address | 4864 ECHO CT, OVIEDO, FL 32765-5281 |
| Document Number | 0093651290 |
| Book / Page | 09365 / 1290 |
| Map Reference | MB 82 PG 67-69 |
| Instrument Date | May 30, 2019 |
| Instrument | 2019058368 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 02, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,210.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 151 SOUTHHALL LN STE 200, 151, MAITLAND, FL 32751-7172 |
| Name | Verified Name |
|---|---|
| Address | 4864 ECHO CT, OVIEDO, FL 32765-5281 |
| Document Number | 0093651292 |
|---|---|
| Date | Jun 04, 2019 |
| Instrument | 09365/1292 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2049 |
Source: Seminole County records · Assessment roll updated December 29, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,699.00 (+6.05%) Homeowner's exemption | $581,418 (+3.35%) Land $132,000 Building $449,418 | $581,418 (-0.04%) Land $132,000 Building $449,418 |
| 2023 | $7,260.00 (+2.41%) Homeowner's exemption | $562,561 (+3%) | $581,673 (+0.03%) Land $132,000 Building $449,673 |
| 2022 | $7,089.00 Homeowner's exemption | $546,176 | $581,513 Land $130,000 Building $451,513 |
Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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