4834 Derby Dr, Chipley, FL 32428 Property Records

Washington County property record for 4834 Derby Dr, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,288 sqft · built 2023
Lot Size	3.99 acres (173,804 sqft)
Owner	Individual Name on File
Last Sale	$46,000 (Oct 2021)
Tax Bill	$2,336 (2025)
Deeds & Mortgages	Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`000041510080`

Property Details

APN / Parcel Number

Primary APN	`000041510080`
Alternative APN	`41510080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,288 sqft Heated Area
Gross Area	1,372 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	173,804 sqft (3.99 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000041510080
Street Address	4834 DERBY DR
City	CHIPLEY
State	FL
Zip	32428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT B-80 LEISURE LAKES 1ST ADDITION REC PLAT, ORB 1221 P 176
Legal Range	15W
Legal Township	01N
Legal Section	23
Legal Subdivision	LEISURE LAKES 1ST ADD
Legal Block	80
Legal Lot Number	B-80
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1009
Census Tract	970302

Owner

4834 Derby Dr is owned by an individual who bought it in October 2021.

Source: Washington County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	201 BEALL LN, DAPHNE, AL 36526-4031
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2021 · Amount on File
Deed Sale	Oct 20, 2021 · Amount on File
Deed Document Number	202167007764
Deed Book / Page	1221 / 176
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Oct 20, 2021
Property Address	4834 DERBY DR, CHIPLEY, FL 32428
Document Number	0067007764
Book / Page	1221 / 176
Map Reference	MB 3 PG 179
Instrument Date	Oct 18, 2021
Instrument	202167007764
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	UNKNOWN, DEFENDER TITLE AND ESCROW

Transaction

Amount	Amount on Record
Tax	$322.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1283 DRAGONFLY LN, CHIPLEY, FL 32428-6009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 BEALL LN, DAPHNE, AL 36526-4031

Tax Assessment & Valuation

The 2025 property tax bill for 4834 Derby Dr was $2,336, up 7.8% from the year before.

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,336.00 (+7.85%)	$168,696 (+0.58%) Land $52,668 Building $116,028	$168,696 (+0.58%) Land $52,668 Building $116,028
2024	$2,166.00 (+298.9%)	$167,716 (+282.13%) Land $51,870 Building $115,846	$167,716 (+282.13%) Land $51,870 Building $115,846
2023	$543.00 (+16.52%)	$43,890 (+29.41%) Land $43,890	$43,890 (+29.41%) Land $43,890
2022	$466.00	$33,915 Land $33,915	$33,915 Land $33,915

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4834 Derby Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	9 (1994–2021)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Apr 2021 · rainfall accumulation
Claims by Event	Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4834 Derby Dr is moderate, ranking above 48% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST FLORIDA RECEPTION CENTER state or territorial government · serves 2,500 people · EPA ID FL1670733
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2025) action level 15 ppb
Copper	1.9 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids not recorded as resolved · Jul 2024 Total trihalomethanes not recorded as resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50
Verizon Fixed Wireless	25 / 6