4853 Echo Ct, Oviedo, FL 32765 Property Records

Seminole County property record for 4853 Echo Ct, Oviedo, FL 32765 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,486 sqft · built 2019
Owner	2 Individual Names on File
Last Sale	$495,525 (Jul 2019)
Tax Bill	$5,215 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-21-30-5VD-0000-0260`

Property Details

APN / Parcel Number

Primary APN	`36-21-30-5VD-0000-0260`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	3,486 sqft Living Area
1st Floor Area	2,044 sqft
2nd Floor Area	1,442 sqft
Upper Floors Area	1,442 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	616 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4853 ECHO CT
City	OVIEDO
State	FL
Zip	32765-5282
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26 CLIFTON PARK PHASE II A REPLAT PLAT BOOK {82} PAGES {67-69}
Legal Range	30
Legal Township	21
Legal Section	36
Legal Subdivision	CLIFTON PARK
Legal Phase	2
Legal Lot Number	26
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1011
Census Tract	21318

Owner

Source: Seminole County records · APN 36-21-30-5VD-0000-0260

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4853 ECHO CT, OVIEDO, FL 32765-5282
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2020	Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU
Jul 01, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage FAIRWINDS CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 01, 2019 · Amount on Record
Deed Sale	Jul 01, 2019 · Amount on Record
Deed Document Number	2019069906
Deed Book / Page	09385 / 0926
Record Updated	Jun 08, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	4853 ECHO CT, OVIEDO, FL 32765-5282
Document Number	0095870100
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	Jul 01, 2020
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4853 ECHO CT OVIEDO FL 327655282, OVIEDO, FL 32765-5282

Mortgage

Document Number	0095870100
Date	Apr 23, 2020
Book Page	009587/000100
Instrument	43082

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2050

Interest

Rate Type	Adjustable Rate

July 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jul 01, 2019
Property Address	4853 ECHO CT, OVIEDO, FL 32765-5282
Document Number	0093850926
Book / Page	009385 / 000926
Instrument Date	Jun 28, 2019
Instrument	69906
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 11, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,468.68
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4853 ECHO CT OVIEDO FL 32765, OVIEDO, FL 32765

Mortgage

Document Number	93850928
Date	Jul 01, 2019
Book Page	009385/000928
Instrument	69907

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2049

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,215.00 (+5.91%) Homeowner's exemption	$410,212 (+5.99%)	$702,579 (-0.05%) Land $132,000 Building $570,579
2023	$4,924.00 (+3.19%) Homeowner's exemption	$387,040 (+3.65%)	$702,935 (+17.37%) Land $132,000 Building $570,935
2022	$4,772.00 Homeowner's exemption	$373,420	$598,897 Land $130,000 Building $468,897

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121170213181, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 31 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	31 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 303 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Lumen Technologies, Metronet Holdings, AT&T, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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