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4863 W Forest Oaks Ave, Banning, CA 92220 Property Records

Riverside County property record for 4863 W Forest Oaks Ave, Banning, CA 92220

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 2,039 sqft · built 1989
Owner2 Individual Names on Record
Last Sale$290,000 (Sep 2018)
Tax Bill$4,394 (2025)
Deeds & MortgagesAug 2021 Mortgage
Jul 2019 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN440-153-006

Property Details

APN / Parcel Number

Primary APN440-153-006
Alternative APN
  • 421334006

Interior

Bedrooms2 Beds
Full Baths3 Baths
Stories4 Stories
Building Area2,039 sqft Living Area
Gross Area2,493 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Construction TypeWood
Roof MaterialTile
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address4863 W FOREST OAKS AVE
CityBANNING
StateCA
Zip92220-5117
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 140 MB 196/089 TR 23274
Legal SubdivisionTRACT NO 23274
Legal Tract23274
Legal Lot Number140
JurisdictionRIVERSIDE CA
Township / Civil DivisionSAN GORGONIO PASS
Census Block Group4
Census Block4006
Census Tract43812

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4863 W FOREST OAKS AVE, BANNING, CA 92220-5117
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2021Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC
Jul 31, 2019Deed of Trust, Mortgage · VA Mortgage
MOUNTAIN WEST FINANCIAL INC
Aug 5, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Sep 7, 2018Grant Deed, Transfer · VA Mortgage
MOUNTAIN WEST FINANCIAL INC
Sep 7, 2018Affidavit of Death, Transfer
EMERALD ESCROW INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 7, 2018 · Amount on Record
Deed SaleSep 7, 2018 · Amount on Record
Prior SaleMay 5, 2000 · Amount on Record
Deed Document Number2018360563
Prior Transfer DateApr 16, 2003
Prior Transfer Doc0000324293
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address4863 W FOREST OAKS AVE, BANNING, CA 92220-5117
Transaction TypeMortgage
Record UpdatedAug 30, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4863 W FOREST OAKS AVE, BANNING, CA 92220-5117

Mortgage

Document Number0000489496
DateAug 16, 2021
Instrument2021-0489496
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address4863 W FOREST OAKS AVE, BANNING, CA 92220-5117
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTICOR TITLE RIVERSIDE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000286671
DateJul 31, 2019
Instrument2019-0286671
Lender
NameMOUNTAIN WEST FINANCIAL INC
TypeFunding / Finance Company
AddressREDLANDS, CA 92374
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address4863 W FOREST OAKS AVE, BANNING, CA 92220-5117
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTRGC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000353564
DateAug 5, 2020
Instrument2020-0353564
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateSep 7, 2018
Property Address4863 W FOREST OAKS AVE, BANNING, CA 92220-5117
Document Number0000360563
Map ReferenceMB 196 PG 89-94
Instrument DateAug 21, 2018
Instrument2018-0360563
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4863 W FOREST OAKS AVE, BANNING, CA 92220-5117

Mortgage

Document Number0000360564
DateSep 7, 2018
Instrument2018-0360564
Lender
NameMOUNTAIN WEST FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2048

September 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionRIVERSIDE CA
Recording DateSep 7, 2018
Property Address4863 W FOREST OAKS AVE, BANNING, CA 92220-5117
Document Number0000360562
Instrument DateAug 21, 2018
Instrument360562
Transaction TypeTransfer
Record UpdatedNov 22, 2018
Title CompanyEMERALD ESCROW INC

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4863 W FOREST OAKS AVE BANNING CA 922205117, BANNING, CA 92220-5117

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityBanning City
CountyRiverside County
Unified School DistrictBanning Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$328,828 (+2%) Land $56,889 Building $271,939
2025$4,394.00 (+2.21%) Homeowner's exemption$322,381 (+4.04%) Land $55,774 Building $266,607
2023$4,299.00 (+2.16%) Homeowner's exemption$309,864 Land $53,609 Building $256,255
2022$4,208.00
2021$343,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 69% of California
Wildfire Likelihood0.08% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BANNING
serves 31,680 people · EPA ID CA3310006
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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