4862 Knoll Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4862 Knoll Ln, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,800 sqft · built 2019
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$515,000 (Oct 2022)
Tax Bill	$6,291 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`192631021400010530`

Property Details

APN / Parcel Number

Primary APN	`192631021400010530`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,800 sqft Heated Area
Gross Area	3,472 sqft
1st Floor Area	1,760 sqft
Upper Floors Area	1,040 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Finished
Garage Area	400 sqft
Porch	Open Porch
Porch Area	272 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4862 KNOLL LN
City	SAINT CLOUD
State	FL
Zip	34772-8948
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HICKORY GROVE PH 1 PB 27 PGS 6-8 LOT 53
Legal Range	31E
Legal Township	26S
Legal Section	19
Legal Subdivision	HICKORY GROVE
Legal Phase	1
Legal Tract	214
Legal Lot Number	53
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1019
Census Tract	43304

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4862 KNOLL LN, SAINT CLOUD, FL 34772-8948
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 15, 2020	Special Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2022 · Amount on Record
Deed Sale	Oct 20, 2022 · Amount on Record
Prior Sale	May 15, 2020 · Amount on Record
Deed Document Number	2022155497
Deed Book / Page	6303 / 233
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 20, 2022
Property Address	4862 KNOLL LN, SAINT CLOUD, FL 34772-8948
Document Number	0063030233
Book / Page	6303 / 233
Map Reference	MB 27 PG 6-8
Instrument Date	Oct 13, 2022
Instrument	2022155497
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	NU WORLD TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,605.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 DUMONT PL, SAINT JOHNS, FL 32259-8014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4862 KNOLL LN, SAINT CLOUD, FL 34772-8948

Mortgage

Document Number	0006303235
Date	Oct 20, 2022
Instrument	6303/235

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

May 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 15, 2020
Property Address	4862 KNOLL LN, SAINT CLOUD, FL 34772-8948
Document Number	0057222293
Book / Page	5722 / 2293
Map Reference	MB 27 PG 6-8
Instrument Date	May 13, 2020
Instrument	2020064441
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	INSPIRED TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,407.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4900 N SCOTTSDALE RD STE 2000, 4900, SCOTTSDALE, AZ 85251-7656

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4862 KNOLL LN, SAINT CLOUD, FL 34772-8948

Mortgage

Document Number	0057222295
Date	May 15, 2020
Instrument	5722/2295

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,291.00 (-10.05%) Homeowner's exemption	$394,400 (-8.39%) Land $75,000 Building $319,400	$394,400 (-8.39%) Land $75,000 Building $319,400
2023	$6,994.00 (+68.25%) Homeowner's exemption	$430,500 (+57.78%) Land $70,000 Building $360,500	$430,500 (+29.4%) Land $70,000 Building $360,500
2022	$4,157.00 Homeowner's exemption	$272,847	$332,700 Land $55,000 Building $277,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 59 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Xfinity.

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