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4855 Knoll Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4855 Knoll Ln, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage1,842 sqft Heated Area
Lot Size6,098 sqft (0.139 acres)
OccupancyOwner Occupied
Last Sale$269,990 (2019)
Tax Bill$2,927.00 (2025)

Property Details

APN / Parcel Number

Primary APN192631021400010480

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,842 sqft Heated Area
Gross Area2,579 sqft Gross Area
1st Floor1,842 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,098 sqft (0.139 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area441 sqft Garage
FenceFence
PorchOpen Porch
Porch Area296 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4855 KNOLL LN
CitySAINT CLOUD
StateFL
Zip34772-8949
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHICKORY GROVE PH 1 PB 27 PGS 6-8 LOT 48
Legal Range31E
Legal Township26S
Legal Section19
Legal SubdivisionHICKORY GROVE
Legal Phase1
Legal Tract214
Legal Lot Number48
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1020
Census Tract43304

Owner

Source: Osceola County records · APN 192631021400010480

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4855 KNOLL LN, SAINT CLOUD, FL 34772-8949
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
Feb 09, 2022Deed of Trust, Mortgage · Line of Credit
TRUSTCO BANK
Aug 09, 2024Deed of Trust, Mortgage · Stand Alone Second Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 06, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
May 22, 2019Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
TAYLOR MORRISON HOME FUNDING

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 22, 2019 · Amount on Record
Deed SaleMay 22, 2019 · Amount on Record
Deed Doc Number2019066134
Deed Book / Page5528 / 1217
Record RefreshedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4855 KNOLL LN, SAINT CLOUD, FL 34772-8949
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4855 KNOLL LN, SAINT CLOUD, FL 34772-8949
InvestorPossibly a Property Investor

Mortgage

Document Number0060462702
DateSep 20, 2021
Book Page6046/2702
Instrument2021145235
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4855 KNOLL LN, SAINT CLOUD, FL 34772-8949
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4855 KNOLL LN, SAINT CLOUD, FL 34772-8949
InvestorPossibly a Property Investor

Mortgage

Document Number0061471142
DateFeb 09, 2022
Book Page6147/1142
Instrument2022022148
Lender
NameTRUSTCO BANK
TypeBank
AddressLONGWOOD, FL 32750
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueFeb 04, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4855 KNOLL LN, SAINT CLOUD, FL 34772-8949
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4855 KNOLL LN, SAINT CLOUD, FL 34772-8949

Mortgage

Document Number0066480032
DateAug 09, 2024
Book Page6648/32
Instrument2024104144
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueSep 01, 2044

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4855 KNOLL LN, SAINT CLOUD, FL 34772-8949
Transaction TypeMortgage
Record UpdatedMay 02, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address4855 KNOLL LN, SAINT CLOUD, FL 34772-8949

Mortgage

Document Number0058070631
DateOct 06, 2020
Book Page5807/631
Instrument2020133897
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term344 Months
DueJun 01, 2049

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateMay 22, 2019
Property Address4855 KNOLL LN, SAINT CLOUD, FL 34772-8949
Document Number0055281217
Book / Page005528 / 001217
Instrument DateMay 20, 2019
Instrument66134
Transaction TypeTransfer
Record UpdatedJun 04, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,889.93
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address4855 KNOLL LN ST CLOUD FL 347728949, ST CLOUD, FL 34772-8949

Mortgage

Document Number55281219
DateMay 22, 2019
Book Page005528/001219
Instrument66135
Lender
NameTAYLOR MORRISON HOME FUNDING
TypeFunding / Finance Company
AddressMAITLAND, FL 32751
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 21, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,927.00 (+6.51%) Homeowner's exemption$206,433 (+5.99%)$335,800 (-5.38%) Land $75,000 Building $260,800
2023$2,748.00 (+3.78%) Homeowner's exemption$194,773 (+3%)$354,900 (+28.82%) Land $70,000 Building $284,900
2022$2,648.00 Homeowner's exemption$189,100$275,500 Land $55,000 Building $220,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 58% of the US · above 30% of Florida
Wildfire LikelihoodAbout 1 in 524 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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