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4851 Knoll Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4851 Knoll Ln, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4 Baths
Year BuiltBuilt 2019
Square Footage2,884 sqft Heated Area
Lot Size7,405 sqft (0.169 acres)
OccupancyOwner Occupied
Last Sale$480,000 (2024)
Tax Bill$6,424.00 (2025)

Property Details

APN / Parcel Number

Primary APN192631021400010490

Interior

Bedrooms5 Beds
Full Baths4 Baths
Partial Baths1 Partial Baths
Building Area2,884 sqft Heated Area
Gross Area3,520 sqft Gross Area
1st Floor1,844 sqft 1st Floor
Upper Floors1,040 sqft Upper Floors
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2019
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,405 sqft (0.169 acres)
Garage TypeFinished Garage
Garage Area400 sqft Garage
PorchOpen Porch
Porch Area236 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4851 KNOLL LN
CitySAINT CLOUD
StateFL
Zip34772-8949
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHICKORY GROVE PH 1 PB 27 PGS 6-8 LOT 49
Legal Range31E
Legal Township26S
Legal Section19
Legal SubdivisionHICKORY GROVE
Legal Phase1
Legal Tract214
Legal Lot Number49
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1020
Census Tract43304

Owner

Source: Osceola County records · APN 192631021400010490

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4851 KNOLL LN, SAINT CLOUD, FL 34772-8949
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 04, 2021Deed of Trust, Mortgage · Stand Alone Second Mortgage
AMERIFIRST FINANCIAL CORP
Feb 05, 2024Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
ROCKET MORTGAGE LLC
Mar 11, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
AMERIFIRST FINANCIAL CORP
Jun 12, 2019Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 05, 2024 · Amount on Record
Deed SaleFeb 05, 2024 · Amount on Record
Prior SaleJun 12, 2019 · Amount on Record
Deed Doc Number2024015127
Deed Book / Page6544 / 2903
Record RefreshedJun 08, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4851 KNOLL LN, SAINT CLOUD, FL 34772-8949
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4851 KNOLL LN, SAINT CLOUD, FL 34772-8949

Mortgage

Document Number0059492634
DateMay 04, 2021
Book Page5949/2634
Instrument2021067556
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
AddressPORTAGE, MI 49002
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term347 Months
DueApr 01, 2050

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 05, 2024
Property Address4851 KNOLL LN, SAINT CLOUD, FL 34772-8949
Document Number0065442903
Book / Page6544 / 2903
Map ReferenceMB 27 PG 6-8
Instrument DateFeb 02, 2024
Instrument2024015127
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyUNKNOWN, THE CLOSING AGENT LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,360.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 702053, SAINT CLOUD, FL 34770-2053

Transferred To (Grantee/Buyer)

NameVerified Name
Address4851 KNOLL LN, SAINT CLOUD, FL 34772-8949

Mortgage

Document Number0065442905
DateFeb 05, 2024
Instrument6544/2905
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4851 KNOLL LN, SAINT CLOUD, FL 34772-8949
Transaction TypeMortgage
Record UpdatedMay 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056892622
DateMar 11, 2020
Book Page5689/2622
Instrument2020035099
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
AddressPORTAGE, MI 49002
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

June 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 12, 2019
Property Address4851 KNOLL LN, SAINT CLOUD, FL 34772-8949
Document Number0055400481
Book / Page5540 / 0481
Map ReferenceMB 27 PG 6-8
Instrument DateJun 10, 2019
Instrument2019076045
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyINSPIRED TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,186.10
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2600 LAKE LUCIEN DR STE 350, 2600, MAITLAND, FL 32751-7489

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4851 KNOLL LN, SAINT CLOUD, FL 34772-8949

Mortgage

Document Number0005540483
DateJun 12, 2019
Instrument5540/483
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,424.00 (+57.03%) Homeowner's exemption$401,800 (+49.2%) Land $75,000 Building $326,800$401,800 (-8.26%) Land $75,000 Building $326,800
2023$4,091.00 (+3.52%) Homeowner's exemption$269,300 (+3%)$438,000 (+29.17%) Land $70,000 Building $368,000
2022$3,952.00 Homeowner's exemption$261,457$339,100 Land $55,000 Building $284,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 58% of the US · above 30% of Florida
Wildfire LikelihoodAbout 1 in 524 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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