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4854 Knoll Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4854 Knoll Ln, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,971 sqft · built 2019
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$285,000 (Jan 2020)
Tax Bill$4,824 (2025)
Deeds & MortgagesJun 2021 Mortgage
Jan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN192631021400010510

Property Details

APN / Parcel Number

Primary APN192631021400010510

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,971 sqft Heated Area
Gross Area2,800 sqft
1st Floor Area1,971 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.139 acres)
Garage TypeFinished
Garage Area441 sqft
PorchOpen Porch
Porch Area388 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address4854 KNOLL LN
CitySAINT CLOUD
StateFL
Zip34772-8948
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHICKORY GROVE PH 1 PB 27 PGS 6-8 LOT 51
Legal Range31E
Legal Township26S
Legal Section19
Legal SubdivisionHICKORY GROVE
Legal Phase1
Legal Tract214
Legal Lot Number51
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1019
Census Tract43304

Owner

Source: Osceola County records · APN 192631021400010510

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4854 KNOLL LN, SAINT CLOUD, FL 34772-8948
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 03, 2021Deed of Trust, Mortgage · FHA Mortgage
PLANET HOME LENDING LLC
Jan 02, 2020Special Warranty Deed, Transfer · FHA Mortgage
EQUITY PRIME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 02, 2020 · Amount on Record
Deed SaleJan 02, 2020 · Amount on Record
Deed Document Number2020000049
Deed Book / Page5650 / 1999
Record UpdatedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4854 KNOLL LN, SAINT CLOUD, FL 34772-8948
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4854 KNOLL LN, SAINT CLOUD, FL 34772-8948
InvestorPossibly a Property Investor

Mortgage

Document Number0059721731
DateJun 03, 2021
Book Page5972/1731
Instrument2021086141
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
AddressMERIDEN, CT 06450
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term343 Months
DueJan 01, 2050

January 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 02, 2020
Property Address4854 KNOLL LN, SAINT CLOUD, FL 34772-8948
Document Number0056501999
Book / Page5650 / 1999
Map ReferenceMB 27 PG 6-8
Instrument DateDec 27, 2019
Instrument2020000049
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyINSPIRED TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,995.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4900 N SCOTTSDALE RD STE 2000, 4900, SCOTTSDALE, AZ 85251-7656

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4854 KNOLL LN, SAINT CLOUD, FL 34772-8948

Mortgage

Document Number0056502001
DateJan 02, 2020
Instrument5650/2001
Lender
NameEQUITY PRIME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,824.00 (+6.02%) Homeowner's exemption$312,434 (+5.99%)$348,200 (-5.56%) Land $75,000 Building $273,200
2023$4,550.00 (+3.46%) Homeowner's exemption$294,786 (+3%)$368,700 (+28.83%) Land $70,000 Building $298,700
2022$4,398.00 Homeowner's exemption$286,200 Land $55,000 Building $231,200$286,200 Land $55,000 Building $231,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 59 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017, Hurricane Irma

Wildfire

Wildfire RiskModerate
above 58% of the US · above 30% of Florida
Wildfire LikelihoodAbout 1 in 524 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 329 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
SpectrumCable1,000 / 1,000

May also be available at this address: Verizon, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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