Roscommon County property record for 4861 E Higgins Lake Dr, Roscommon, MI 48653
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,452 sqft · built 1961 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | Individual Name on File |
| Last Sale | $79,900 (Apr 2018) |
| Tax Bill | $1,739 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage Apr 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-190-004-0000 |
| Primary APN | 004-190-004-0000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,452 sqft Building Perimeter |
| 1st Floor Area | 1,452 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Ranch |
| Lot Area | 23,958 sqft (0.55 acres) |
| Garage Area | 484 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4861 E HIGGINS LAKE DR |
|---|---|
| City | ROSCOMMON |
| State | MI |
| Zip | 48653-9377 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L-357 P-04 243 LOT 4 FAIR HAVEN. |
| Legal Subdivision | FAIR HAVEN SUB |
| Legal Lot Number | 4 |
| Jurisdiction | ROSCOMMON MI |
| Township / Civil Division | GERRISH |
| Census Block Group | 1 |
| Census Block | 1079 |
| Census Tract | 970401 |
4861 E Higgins Lake Dr is owned and occupied by an individual who bought it in April 2018.
Source: Roscommon County records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4861 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9377 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2018 | Deed of Trust, Mortgage MEMBER FIRST MTG LLC |
| Apr 20, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2018 · Amount on File |
| Deed Sale | Apr 20, 2018 · Amount on File |
| Deed Document Number | 2018313 |
| Deed Book / Page | 1165 / 1876 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Property Address | 4861 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9377 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001165/0000001877 |
|---|---|
| Date | Apr 20, 2018 |
| Book Page | 0000001165/0000001877 |
| Instrument | 2.0180000313 |
| Name | MEMBER FIRST MTG LLC |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 357 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Recording Date | Apr 20, 2018 |
| Property Address | 4861 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9377 |
| Document Number | 1165/1876 |
| Book / Page | 1165 / 1876 |
| Instrument Date | Apr 2, 2018 |
| Instrument | 2.0180000313 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1365 HEIGHTSVIEW DR, HOUGHTON LAKE, MI 48629-8947 |
The 2025 property tax bill for 4861 E Higgins Lake Dr was $1,739 with a homeowner's exemption.
Source: Roscommon County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Roscommon County |
| County Subdivision | Gerrish Township |
| Unified School District | Roscommon Area Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $116,800 | $233,600 | |
| 2025 | $1,739.00 | ||
| 2023 | $70,700 | $141,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4861 E Higgins Lake Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 18, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4861 E Higgins Lake Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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