4784 E Higgins Lake Dr, Roscommon, MI 48653 Property Records

Roscommon County property record for 4784 E Higgins Lake Dr, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft · built 1990
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on Record
Last Sale	$261,500 (Jul 2021)
Tax Bill	$3,822 (2025)
Deeds & Mortgages	Jul 2021 Sale Apr 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-500-005-0000`

Property Details

APN / Parcel Number

Primary APN	`004-500-005-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,632 sqft Building Perimeter
1st Floor Area	1,632 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Lot Area	24,829 sqft (0.57 acres)
Garage Area	624 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4784 E HIGGINS LAKE DR
City	ROSCOMMON
State	MI
Zip	48653-9376
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-551 P-636 243 LOT 5 PINEHAVEN.
Legal Subdivision	PINEHAVEN
Legal Lot Number	5
Jurisdiction	ROSCOMMON MI
Township / Civil Division	GERRISH
Census Block Group	1
Census Block	1073
Census Tract	970401

Owner

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	820 DUNEDIN DR, ROCHESTER HILLS, MI 48309-1059
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Warranty Deed, Transfer
Apr 17, 2019	Quit Claim Deed, Transfer Quitclaim
Apr 17, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2021 · Amount on Record
Deed Sale	Jul 1, 2021 · Amount on Record
Prior Sale	Apr 17, 2019 · Amount on Record
Deed Document Number	20216140
Deed Book / Page	1177 / 909
Prior Transfer Date	Apr 15, 2019
Prior Transfer Doc	001169/359
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Jul 1, 2021
Property Address	4784 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9376
Document Number	001177/909
Book / Page	1177 / 909
Instrument Date	Jun 30, 2021
Instrument	202100006140
Transaction Type	Transfer
Record Updated	Jun 30, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	820 DUNEDIN DR, ROCHESTER HILLS, MI 48309-1059

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Apr 17, 2019
Property Address	4784 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9376
Document Number	001169/359
Book / Page	1169 / 359
Instrument Date	Apr 15, 2019
Instrument	201900002746
Transaction Type	Transfer
Record Updated	Jun 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6760 DANES DR, HOUGHTON LAKE, MI 48629-9261

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Apr 17, 2019
Property Address	4784 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9376
Document Number	001169/357
Book / Page	1169 / 357
Instrument Date	Apr 15, 2019
Instrument	201900002744
Transaction Type	Transfer
Record Updated	Jun 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6760 DANES DR, HOUGHTON LAKE, MI 48629-9261

Mortgage

Document Number	001169/358
Date	Apr 17, 2019
Book Page	1169/358
Instrument	201900002745

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Gerrish Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$141,200 (+11.27%)	$282,400 (+11.27%)
2025	$3,822.00	$126,900 (+47.22%)	$253,800 (+47.22%)
2023		$86,200	$172,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 86% of Michigan
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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