4902 E Higgins Lake Dr, Roscommon, MI 48653 Property Records

Roscommon County property record for 4902 E Higgins Lake Dr, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	1 ba · 720 sqft
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Last Sale	$64,900 (Jun 2018)
Tax Bill	$1,857 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Oct 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-500-009-0000`

Property Details

APN / Parcel Number

Primary APN	`004-500-009-0000`

Interior

Full Baths	1 Bath
Building Area	720 sqft Building Perimeter
1st Floor Area	720 sqft

Exterior

Architectural Style	Ranch
Lot Area	23,958 sqft (0.55 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4902 E HIGGINS LAKE DR
City	ROSCOMMON
State	MI
Zip	48653-9377
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-1054 P-339 (L-967P-2201&L-590P-429) 243 LOT 9 PINEHAVEN
Legal Subdivision	PINEHAVEN SUB
Legal Lot Number	9
Jurisdiction	ROSCOMMON MI
Township / Civil Division	GERRISH
Census Block Group	1
Census Block	1080
Census Tract	970401

Owner

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6235 THISTLE DR, SAGINAW, MI 48638-4371
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2017	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Oct 1, 2018	Quit Claim Deed, Transfer Quitclaim
Jun 26, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2018 · Amount on Record
Deed Sale	Jun 26, 2018 · Amount on Record
Prior Sale	Jan 5, 2007 · Amount on Record
Deed Document Number	2018475
Deed Book / Page	1166 / 803
Last Transfer Date	Oct 1, 2018
Transfer Doc	1167/809
Record Updated	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	4902 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9377
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1161/2583
Date	Mar 29, 2017
Book Page	1161/2583
Instrument	201700002487

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Oct 1, 2018
Property Address	4902 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9377
Document Number	1167/809
Book / Page	1167 / 809
Instrument Date	Oct 1, 2018
Instrument	201800007456
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6235 THISTLE DR, SAGINAW, MI 48638-4371

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Jun 26, 2018
Property Address	4902 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9377
Document Number	1166/803
Book / Page	1166 / 803
Instrument Date	Jun 21, 2018
Instrument	2.0180000475
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6235 THISTLE DR, SAGINAW, MI 48638-4371

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Gerrish Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,200 (+13.17%)	$144,400 (+13.17%)
2025	$1,857.00	$63,800 (+75.76%)	$127,600 (+75.76%)
2023		$36,300	$72,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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