5053 E Higgins Lake Dr, Roscommon, MI 48653 Property Records

Roscommon County property record for 5053 E Higgins Lake Dr, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	1 ba · 960 sqft · built 1965
Lot Size	0.91 acres (39,640 sqft)
Owner	2 Individual Names on Record
Last Sale	$77,000 (Jun 2020)
Tax Bill	$1,886 (2025)
Deeds & Mortgages	May 2026 Mortgage Dec 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`004-190-021-1000`

Property Details

APN / Parcel Number

Primary APN	`004-190-021-1000`

Interior

Full Baths	1 Bath
Building Area	960 sqft Building Perimeter
1st Floor Area	960 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Lot Area	39,640 sqft (0.91 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5053 E HIGGINS LAKE DR
City	ROSCOMMON
State	MI
Zip	48653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1172/2235 1168/1256 1168/1250 1167/815 1142/251 L1023/P917 243 LOTS 21 & 22 FAIR HAVEN PP: 004-190-020-0000 (05)
Legal Subdivision	FAIR HAVEN
Legal Lot Number	21-22
Jurisdiction	ROSCOMMON MI
Township / Civil Division	GERRISH
Census Block Group	1
Census Block	1039
Census Tract	970401

Owner

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2727 CRESTON AVE, LANSING, MI 48906-4010
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION
Dec 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MICHIGAN STATE UNIVERSITY FEDERAL CREDIT
Jun 15, 2020	Warranty Deed, Transfer
Feb 25, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2020 · Amount on Record
Deed Sale	Jun 15, 2020 · Amount on Record
Prior Sale	Feb 25, 2019 · Amount on Record
Deed Document Number	20203901
Deed Book / Page	1172 / 2235
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Recording Date	May 12, 2026
Property Address	5053 E HIGGINS LAKE DR, ROSCOMMON, MI 48653
Document Number	0000003305
Book / Page	1193 / 1100
Instrument Date	May 11, 2026
Instrument	20263305
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2727 CRESTON AVE, LANSING, MI 48906-4010

Mortgage

Document Number	0000003305,
Date	May 12, 2026
Book Page	1193/1100
Instrument	20263305

Lender

Name	MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	5053 E HIGGINS LAKE DR, ROSCOMMON, MI 48653
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01174/2493
Date	Dec 15, 2020
Book Page	1174/2493
Instrument	202000009583

Lender

Name	MICHIGAN STATE UNIVERSITY FEDERAL CREDIT

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2052

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Jun 15, 2020
Property Address	5053 E HIGGINS LAKE DR, ROSCOMMON, MI 48653
Document Number	01172/2235
Book / Page	1172 / 2235
Instrument Date	Jun 5, 2020
Instrument	202000003901
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2727 CRESTON AVE, LANSING, MI 48906-4010

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Feb 25, 2019
Property Address	5053 E HIGGINS LAKE DR, ROSCOMMON, MI 48653
Document Number	01168/1256
Book / Page	1168 / 1256
Instrument	201900000944
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 FLAGPOINT AVE, ROSCOMMON, MI 48653-8963

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Gerrish Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,300 (+13.31%)	$156,600 (+13.31%)
2025	$1,886.00	$69,100 (+46.09%)	$138,200 (+46.09%)
2023		$47,300	$94,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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