Washoe County property record for 4841 Monte Rio Ct, Sparks, NV 89436
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,094 sqft · built 1995 |
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $465,000 (Dec 2020) |
| Tax Bill | $2,658 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Nov 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 516-194-11 |
| Primary APN | 516-194-11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,094 sqft Living Area |
| 1st Floor Area | 1,324 sqft |
| 2nd Floor Area | 770 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.189 acres) |
| Garage Type | Attached |
| Garage Area | 609 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 301 sqft |
| Wet Bar | Wet Bar |
| Heating System | Forced Air |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 161716 |
|---|---|
| Old Parcel Number | 51830411 |
| Street Address | 4841 MONTE RIO CT |
| City | SPARKS |
| State | NV |
| Zip | 89436-0678 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | MESA MEADOWS 1 LT 8 BLK A |
| Legal Range | 20 |
| Legal Township | 20 |
| Legal Subdivision | MESA MEADOWS 1 |
| Legal Block | A |
| Legal Lot Number | 8 |
| Jurisdiction | WASHOE NV |
| Township / Civil Division | WARM SPRINGS-TRUCKEE CANYON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 3508 |
Source: Washoe County records, as of January 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 8 POMONA AVE, EL CERRITO, CA 94530-4135 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 7, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Nov 17, 2017 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| Dec 14, 2020 | Bargain and Sale Deed, Transfer · Conventional Mortgage BAY EQUITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 14, 2020 · Amount on Record |
| Deed Sale | Dec 14, 2020 · Amount on Record |
| Prior Sale | Apr 28, 2015 |
| Deed Document Number | 5116398 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 4841 MONTE RIO CT, SPARKS, NV 89436-0678 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 8 POMONA AVE, EL CERRITO, CA 94530-4135 |
| Document Number | 0005573033 |
|---|---|
| Date | Oct 7, 2025 |
| Instrument | 5573033 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 29, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 4841 MONTE RIO CT, SPARKS, NV 89436-0678 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0004764480 |
|---|---|
| Date | Nov 17, 2017 |
| Instrument | 4764480 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Dec 14, 2020 |
| Property Address | 4841 MONTE RIO CT, SPARKS, NV 89436-0678 |
| Document Number | 0005116398 |
| Map Reference | FILE 1797471 |
| Instrument Date | Dec 5, 2020 |
| Instrument | 5116398 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Title Company | TICOR TITLE RENO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,906.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4385 BRIDLE WAY, 4385, RENO, NV 89519-2904 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 8 POMONA AVE, EL CERRITO, CA 94530-4135 |
| Document Number | 0005116399 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 5116399 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Washoe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Washoe County |
| Municipality | Sparks City |
| Unified School District | Washoe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,658.00 (+6.02%) | $108,158 (+7.44%) Land $40,320 Building $67,838 | $309,024 (+7.45%) Land $115,200 Building $193,824 |
| 2023 | $2,507.00 | $100,664 Land $35,315 Building $65,349 | $287,610 Land $100,900 Building $186,710 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.7% of Nevada |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
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