486 Spruce Ln, Sugarloaf, CA 92386 Property Records

San Bernardino County property record for 486 Spruce Ln, Sugarloaf, CA 92386

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 624 sqft · built 1950
Lot Size	0.055 acres (2,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$132,500 (Oct 2017)
Tax Bill	$2,963 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone D (undetermined)
APN	`2350-605-33-0000`

Property Details

APN / Parcel Number

Primary APN	`2350-605-33-0000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	624 sqft Living Area
1st Floor Area	480 sqft
2nd Floor Area	144 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1980
Architectural Style	Chalet/Alpine
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,375 sqft (0.055 acres)
Lot Dimensions	95 ft deep x 25 ft wide
Porch	Patio/Porch
Porch Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	486 SPRUCE LN
City	SUGARLOAF
State	CA
Zip	92386
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BVRS
Legal Description	TRACT 1754 LOT 11 BLOCK 3
Legal Subdivision	BIG BEAR PINES #1
Legal Tract	1754
Legal Block	3
Legal Lot Number	11
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	BIG BEAR
Census Block Group	1
Census Block	1040
Census Tract	11408

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6025 EDGEWATER ST, SAN DIEGO, CA 92139-3120
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Oct 13, 2017	Grant Deed, Transfer · Conventional Mortgage LEADING MORTGAGE SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2017 · Amount on Record
Deed Sale	Oct 13, 2017 · Amount on Record
Prior Sale	Dec 28, 2016 · Amount on Record
Deed Document Number	2017425173
Prior Transfer Date	Dec 22, 2016
Prior Transfer Doc	0000566958
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	486 SPRUCE LN, SUGARLOAF, CA 92386
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 SPRUCE LN, BIG BEAR CITY, CA 92386

Mortgage

Document Number	0000145384
Date	Mar 31, 2021
Instrument	2021-0145384

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 13, 2017
Property Address	486 SPRUCE LN, SUGARLOAF, CA 92386
Document Number	0000425173
Map Reference	MAP25 PG52&53
Instrument Date	Aug 1, 2017
Instrument	2017-0425173
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE CO RESI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6025 EDGEWATER ST, SAN DIEGO, CA 92139-3120

Mortgage

Document Number	0000425174
Date	Oct 13, 2017
Instrument	2017-0425174

Lender

Name	LEADING MORTGAGE SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Bear Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$153,777 (+2%) Land $23,211 Building $130,566
2025	$2,963.00 (+8.69%)	$150,762 (+4.04%) Land $22,756 Building $128,006
2023	$2,726.00 (+4.32%)	$144,908 Land $21,873 Building $123,035
2022	$2,613.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 43% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG BEAR LAKE DWP - BIG BEAR SYSTEM serves 26,164 people · EPA ID CA3610044
Water Source	Groundwater
Also Mapped Here	BIG BEAR CITY CSD
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 774 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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