486 Sands St, Pentwater, MI 49449 Property Records

Oceana County property record for 486 Sands St, Pentwater, MI 49449

Property Summary

Property Type	Single Family Home
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Jul 2022)
Tax Bill	$4,153 (2025)
Deeds & Mortgages	May 2017 Sale May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`044-560-085-20`

Property Details

APN / Parcel Number

Primary APN	`044-560-085-20`

Exterior

Lot Area	22,216 sqft (0.51 acres)

Location & Zoning

Street Address	486 SANDS ST
City	PENTWATER
State	MI
Zip	49449-9546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 14 T16N R18W. .51 A PCL B A PCL OF LD BEING PT OF LOTS 85 & 86 COM AT SE COR LOT 86, TH S 87 DEG W ALG S LN LOT 86 120.03
Legal Range	18W
Legal Township	16N
Legal Section	14
Legal Subdivision	PLAT A
Legal Lot Number	85-86
Jurisdiction	OCEANA MI
Township / Civil Division	PENTWATER
Census Block Group	1
Census Block	1017
Census Tract	10800

Owner

Source: Oceana County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	486 SANDS ST, PENTWATER, MI 49449-9546
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2017	Warranty Deed, Transfer OCEANA LAND TITLE AGENCY, OCEANA LAND TITLE AGENCY INC
May 12, 2017	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2022 · Amount on Record
Deed Sale	Jul 19, 2022 · Amount on Record
Prior Sale	May 12, 2017 · Amount on Record
Prior Transfer Date	Sep 26, 2011
Prior Transfer Doc	2011/018167
Record Updated	Oct 29, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	May 12, 2017
Property Address	486 SANDS ST, PENTWATER, MI 49449-9546
Document Number	2017/009090
Book / Page	2017 / 009090
Instrument Date	May 10, 2017
Instrument	201700003070
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	OCEANA LAND TITLE AGENCY, OCEANA LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$1,578.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 511, PENTWATER, MI 49449-0511

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	May 12, 2017
Property Address	486 SANDS ST, PENTWATER, MI 49449-9546
Document Number	2017/009091
Book / Page	2017 / 009091
Instrument Date	May 10, 2017
Instrument	201700003071
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	OCEANA LAND TITLE AGENCY, OCEANA LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	711 N MORRIS ST, 711, PENTWATER, MI 49449

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 SANDS ST, PENTWATER, MI 49449-9546

Mortgage

Document Number	2017009092
Date	May 12, 2017
Instrument	2017/009092

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Pentwater Township
Municipality	Pentwater Village
Unified School District	Pentwater Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$297,800 (-5.52%) Land $297,800	$595,600 (-5.52%) Land $595,600
2025	$4,153.00 (+6.54%) Homeowner's exemption	$315,200 (+38.06%) Land $315,200	$630,400 (+38.06%) Land $630,400
2024	$3,898.00 (+10.33%)
2023		$228,300 Land $228,300	$456,600 (-) Land $456,600
2022	$3,533.00		$456,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 individual policies
Nearby Flood Policies	28 units insured incl. 17 condo units
Nearby Flood Claims	7 (1997–2019)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Nov 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

Nearby Properties on Sands St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures