Oceana County property record for 298 Sands St, Pentwater, MI 49449
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $135,000 (Mar 2003) |
| Tax Bill | $1,931 (2025) |
| Deeds & Mortgages | May 2021 Transfer Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-580-113-00 |
| Primary APN | 044-580-113-00 |
|---|
| Lot Area | 43,560 sqft (1 acres) |
|---|
| Street Address | 298 SANDS ST |
|---|---|
| City | PENTWATER |
| State | MI |
| Zip | 49449-9513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 298 E SANDS ST WD-L2003P9250 CHGD IN 90 PER DP SEC 14 T16N R18W. 1 A OFFICIAL MAP PLAT B VILLAGE OF PENTWATER LOT 113 |
| Legal Range | 18W |
| Legal Township | 16N |
| Legal Section | 14 |
| Legal Subdivision | PLAT B VILLAGE OF PENTWATER |
| Legal Lot Number | 113 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | PENTWATER |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 10800 |
Source: Oceana County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 86, PENTWATER, MI 49449-0086 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2021 | Intrafamily Transfer, Transfer |
| Feb 2, 2018 | Deed of Trust, Mortgage · Commercial Mortgage THE SHELBY STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2003 · Amount on Record |
| Deed Sale | Mar 6, 2003 · Amount on Record |
| Deed Book / Page | 2003 / 9250 |
| Last Transfer Date | May 19, 2021 |
| Transfer Doc | 2021/14335 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | May 27, 2021 |
| Property Address | 298 SANDS ST, PENTWATER, MI 49449-9513 |
| Document Number | 2021/14335 |
| Book / Page | 2021 / 14335 |
| Map Reference | PL B |
| Instrument Date | May 19, 2021 |
| Instrument | 202100004067 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 86, PENTWATER, MI 49449-0086 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Property Address | 298 SANDS ST, PENTWATER, MI 49449-9513 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2018 |
| Name | Verified Name |
|---|
| Document Number | 2018/002254 |
|---|---|
| Date | Feb 2, 2018 |
| Book Page | 2018/002254 |
| Instrument | 201800000633 |
| Name | THE SHELBY STATE BANK |
|---|---|
| Type | Bank |
| Address | SHELBY, MI 49455 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Jan 26, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Oceana County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Pentwater Township |
| Municipality | Pentwater Village |
| Unified School District | Pentwater Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $160,100 (-4.42%) Land $160,100 | $320,200 (-4.42%) Land $320,200 | |
| 2025 | $1,931.00 (+6.51%) Homeowner's exemption | $167,500 (+35.74%) Land $167,500 | $335,000 (+35.74%) Land $335,000 |
| 2024 | $1,813.00 (+10.41%) | ||
| 2023 | $123,400 Land $123,400 | $246,800 (-) Land $246,800 | |
| 2022 | $1,642.00 | $246,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 individual policies |
| Nearby Flood Policies | 28 units insured incl. 17 condo units |
| Nearby Flood Claims | 7 (1997–2019) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Nov 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures