486 Montclair St, Chula Vista, CA 91911 Property Records

San Diego County property record for 486 Montclair St, Chula Vista, CA 91911 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1960
Square Footage1,845 sqft Living Area
Lot Size7,100 sqft (0.163 acres)
OccupancyOwner Occupied
Last Sale$400,000 (2014)
Tax Bill$5,744.00 (2025)

Property Details

APN / Parcel Number

Primary APN639-362-05-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,845 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Lot Area7,100 sqft (0.163 acres)
Depth X Width118 ft x 60 ft Depth x Width
Garage TypeAttached Garage

Location & Zoning

Street Address486 MONTCLAIR ST
CityCHULA VISTA
StateCA
Zip91911-2515
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 12 TR 004189
Legal SubdivisionCOUNTRY CLUB V
Legal Tract004189
Legal Block1
Legal Lot Number12
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup1
Census Block1003
Census Tract13309

Owner

Source: San Diego County records · APN 639-362-05-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address486 MONTCLAIR ST, CHULA VISTA, CA 91911-2515
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
Jul 27, 2017Deed of Trust, Mortgage · Line of Credit
CALIFORNIA CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 05, 2014 · Amount on Record
Deed SaleAug 05, 2014 · Amount on Record
Prior SaleDec 31, 2009 · Amount on Record
Deed Doc Number2014333154
Last Transfer DateJan 13, 2025
Transfer Doc0000009843
Record RefreshedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address486 MONTCLAIR ST, CHULA VISTA, CA 91911-2515
Transaction TypeMortgage
Record UpdatedJul 14, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address486 MONTCLAIR ST, CHULA VISTA, CA 91911-2515

Mortgage

Document Number0000250625
DateJun 15, 2022
Instrument2022-0250625
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressIRVINE, CA 92602
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term285 Months
DueMar 01, 2046

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address486 MONTCLAIR ST, CHULA VISTA, CA 91911-2515
Document Number0000346302
Instrument DateJul 27, 2017
Transaction TypeMortgage
Record UpdatedAug 07, 2017
Title CompanyCALIFORNIA MEMBERS TITLE INSURANCE C, CALIFORNIA MEMBERS TITLE INS C

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address486 MONTCLAIR ST CHULA VISTA CA 919112515, CHULA VISTA, CA 91911-2515

Mortgage

Document Number0000346302
DateAug 01, 2017
Instrument346302
Lender
NameCALIFORNIA CU
TypeCredit Union
AddressGLENDALE, CA 91209-9100
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 31, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$490,342 (+2%) Land $241,400 Building $248,942
2025$5,744.00 (+5.07%)$480,728 (+4.04%) Land $236,667 Building $244,061
2023$5,467.00 (+2.96%)$462,063 Land $227,478 Building $234,585
2022$5,310.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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