482 Montclair St, Chula Vista, CA 91911 Property Records

San Diego County property record for 482 Montclair St, Chula Vista, CA 91911 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1960
Square Footage2,305 sqft Living Area
Lot Size7,100 sqft (0.163 acres)
OccupancyOwner Occupied
Last Sale$520,500 (2018)
Tax Bill$6,985.00 (2025)

Property Details

APN / Parcel Number

Primary APN639-362-04-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Building Area2,305 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleBungalow Style
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Roof MaterialBuiltup (layered Asphalt) Roof
Lot Area7,100 sqft (0.163 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Heating SystemFloor/Wall Furnace Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address482 MONTCLAIR ST
CityCHULA VISTA
StateCA
Zip91911-2515
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 13 TR 004189
Legal SubdivisionCOUNTRY CLUB V
Legal Tract004189
Legal Block1
Legal Lot Number13
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup1
Census Block1003
Census Tract13309

Owner

Source: San Diego County records · APN 639-362-04-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address482 MONTCLAIR ST, CHULA VISTA, CA 91911-2515
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Feb 21, 2018Grant Deed, Transfer · Veterans Administration Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 21, 2018 · Amount on Record
Deed SaleFeb 21, 2018 · Amount on Record
Prior SaleOct 20, 2014
Deed Doc Number201867983
Prior Transfer DateOct 13, 2014
Prior Transfer Doc0000454379
Record RefreshedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address482 MONTCLAIR ST, CHULA VISTA, CA 91911-2515
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000340692
DateJun 29, 2020
Instrument2020-0340692
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

February 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 21, 2018
Property Address482 MONTCLAIR ST, CHULA VISTA, CA 91911-2515
Document Number0000067983
Instrument DateJan 30, 2018
Instrument67983
Transaction TypeTransfer
Record UpdatedFeb 27, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$572.55
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address482 MONTCLAIR ST CHULA VISTA CA 919112515, CHULA VISTA, CA 91911-2515

Mortgage

Document Number67984
DateFeb 21, 2018
Instrument67984
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 20, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$604,077 (+2%) Land $182,445 Building $421,632
2025$6,985.00 (+5.12%) Homeowner's exemption$592,233 (+4.04%) Land $178,868 Building $413,365
2023$6,645.00 (+2.98%) Homeowner's exemption$569,237 Land $171,923 Building $397,314
2022$6,453.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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