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481 Montclair St, Chula Vista, CA 91911 Property Records

San Diego County property record for 481 Montclair St, Chula Vista, CA 91911 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1960
Square Footage1,080 sqft Living Area
Lot Size7,100 sqft (0.163 acres)
OccupancyOwner Occupied
Last Sale$410,000 (2007)
Tax Bill$6,475.00 (2025)

Property Details

APN / Parcel Number

Primary APN639-361-04-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,080 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialStucco Exterior
Roof MaterialComposition Shingle Roof
Lot Area7,100 sqft (0.163 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Heating SystemFloor/Wall Furnace Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address481 MONTCLAIR ST
CityCHULA VISTA
StateCA
Zip91911-2514
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 95 TR 004189
Legal SubdivisionCOUNTRY CLUB V
Legal Tract004189
Legal Block1
Legal Lot Number95
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup1
Census Block1005
Census Tract13309

Owner

Source: San Diego County records · APN 639-361-04-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address481 MONTCLAIR ST, CHULA VISTA, CA 91911-2514
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 22, 2007 · Amount on Record
Deed SaleMay 22, 2007 · Amount on Record
Deed Doc Number2007347013
Last Transfer DateAug 02, 2007
Transfer Doc0000523962
Record RefreshedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address481 MONTCLAIR ST, CHULA VISTA, CA 91911-2514
Transaction TypeMortgage
Record UpdatedMay 03, 2022
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address481 MONTCLAIR ST, CHULA VISTA, CA 91911-2514

Mortgage

Document Number0000176322
DateApr 22, 2022
Instrument2022-0176322
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$560,258 (+2%) Land $341,623 Building $218,635
2025$6,475.00 (+5.11%) Homeowner's exemption$549,274 (+4.04%) Land $334,925 Building $214,349
2023$6,160.00 (+2.99%) Homeowner's exemption$527,947 Land $321,920 Building $206,027
2022$5,981.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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