San Diego County property record for 476 Montclair St, Chula Vista, CA 91911 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,422 sqft · built 1960 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | Individual Name on File |
| Last Sale | $950,000 (May 2026) |
| Tax Bill | $10,352 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Apr 2022 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 639-362-03-00 |
| Primary APN | 639-362-03-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,422 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 7,100 sqft (0.163 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 476 MONTCLAIR ST |
|---|---|
| City | CHULA VISTA |
| State | CA |
| Zip | 91911-2515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 TR 004189 |
| Legal Subdivision | COUNTRY CLUB V |
| Legal Tract | 004189 |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 13309 |
Source: San Diego County records · APN 639-362-03-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 476 MONTCLAIR ST, CHULA VISTA, CA 91911-2515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Sep 18, 2023 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Apr 01, 2022 | Deed of Trust, Mortgage BERYL SCHRAGGER |
| May 28, 2026 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 01, 2022 | Deed of Trust, Mortgage BERYL SCHRAGGER |
| Aug 19, 2022 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 09, 2022 | Quit Claim Deed, Transfer TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Mar 09, 2022 | Affidavit of Death of Joint Tenant, Transfer TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Mar 29, 2022 | Grant Deed, Transfer · Commercial Mortgage KIAVI FUNDING INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 28, 2026 · Amount on Record |
| Deed Sale | May 28, 2026 · Amount on Record |
| Prior Sale | Aug 19, 2022 · Amount on Record |
| Deed Document Number | 2026152554 |
| Prior Transfer Date | Mar 08, 2022 |
| Prior Transfer Doc | 0000106514 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 476 MONTCLAIR ST, CHULA VISTA, CA 91911-2515 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2026 |
| Title Company | PACIFIC VA TITLE, PACIFIC COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 476 MONTCLAIR ST, CHULA VISTA, CA 91911-2515 |
| Document Number | 0000252600 |
|---|---|
| Date | Sep 18, 2023 |
| Instrument | 2023-0252600 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 476 MONTCLAIR ST, CHULA VISTA, CA 91911-2515 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2026 |
| Title Company | TICOR TITLE COMPANY OC, TICOR TITLE COMPANY OF CA |
| Name | Verified Name |
|---|---|
| Address | 3919 30TH ST, SAN DIEGO, CA 92104-3004 |
| Investor | Possibly a Property Investor |
| Document Number | 0000142383 |
|---|---|
| Date | Apr 01, 2022 |
| Instrument | 2022-0142383 |
| Name | BERYL SCHRAGGER |
|---|---|
| Type | Private Party |
| Address | 1040 PLEASANTVIEW AVE, VENICE, CA 90291 |
| Amount | Amount Recorded |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 28, 2026 |
| Property Address | 476 MONTCLAIR ST, CHULA VISTA, CA 91911-2515 |
| Document Number | 0000152554 |
| Instrument Date | May 01, 2026 |
| Instrument | 2026152554 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2026 |
| Title Company | CORINTHIAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $105,545.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 476 MONTCLAIR ST, CHULA VISTA, CA 91911-2515 |
| Document Number | 0000152555, |
|---|---|
| Date | May 28, 2026 |
| Instrument | 2026152555 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 476 MONTCLAIR ST, CHULA VISTA, CA 91911-2515 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Title Company | ACCOMMODATION |
| Name | Verified Name |
|---|---|
| Address | 3919 30TH ST, SAN DIEGO, CA 92104-3004 |
| Document Number | 0000142383 |
|---|---|
| Date | Apr 01, 2022 |
| Instrument | 2022-0142383 |
| Name | BERYL SCHRAGGER |
|---|---|
| Type | Private Party |
| Address | 1040 PLEASANTVIEW AVE, VENICE, CA 90291 |
| Amount | Amount Recorded |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 19, 2022 |
| Property Address | 476 MONTCLAIR ST, CHULA VISTA, CA 91911-2515 |
| Document Number | 0000336043 |
| Map Reference | MAP 4189 |
| Instrument Date | Aug 11, 2022 |
| Instrument | 2022-0336043 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 576 MONTCLAIR STREET, CHULA VISTA, CA 91911 |
| Document Number | 0000336044 |
|---|---|
| Date | Aug 19, 2022 |
| Instrument | 2022-0336044 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 09, 2022 |
| Property Address | 476 MONTCLAIR ST, CHULA VISTA, CA 91911-2515 |
| Document Number | 0000106514 |
| Map Reference | MAP 4189 |
| Instrument Date | Mar 07, 2022 |
| Instrument | 2022-0106514 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10767 JAMACHA BLVD SPC 64, 64, SPRING VALLEY, CA 91978-1854 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 09, 2022 |
| Property Address | 476 MONTCLAIR ST, CHULA VISTA, CA 91911-2515 |
| Document Number | 0000106513 |
| Map Reference | MAP 4189 |
| Instrument Date | Mar 07, 2022 |
| Instrument | 2022-0106513 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10767 JAMACHA BLVD, SPRING VALLEY, CA 91978-1829 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 29, 2022 |
| Property Address | 476 MONTCLAIR ST, CHULA VISTA, CA 91911-2515 |
| Document Number | 0000137000 |
| Map Reference | MAP 4189 |
| Instrument Date | Mar 07, 2022 |
| Instrument | 2022-0137000 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | TICOR TITLE COMPANY OF CA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3919 30TH ST, SAN DIEGO, CA 92104-3004 |
| Investor | Possibly a Property Investor |
| Document Number | 0000137001 |
|---|---|
| Date | Mar 29, 2022 |
| Instrument | 2022-0137001 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | PITTSBURGH, PA 15212 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Chula Vista City |
| Elementary School District | Chula Vista Elementary School District (KG - 06) |
| Secondary School District | Sweetwater Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $886,107 (+2%) Land $636,724 Building $249,383 | |
| 2025 | $10,352.00 (+9.5%) | $868,734 (+8.46%) Land $624,240 Building $244,494 |
| 2023 | $9,454.00 (+157.11%) | $801,000 Land $575,000 Building $226,000 |
| 2022 | $3,677.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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