486 Ludlow St, Fall River, MA 02721 Property Records

Bristol County and Fall River City property record for 486 Ludlow St, Fall River, MA 02721

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,396 sqft · built 1955
Lot Size0.253 acres (11,029 sqft)
Owner2 Individual Names on File
Last Sale$391,017 (Dec 2023)
Tax Bill$3,948 (2025)
Deeds & MortgagesDec 2023 Mortgage
Oct 2024 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNFALL M:0E-08 B:0000 L:0026

Property Details

APN / Parcel Number

Primary APNFALL M:0E-08 B:0000 L:0026
Alternative APN
  • M:0E=08 B:0000 L:0026

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,396 sqft Living Area
Gross Area3,666 sqft
Basement Area1,194 sqft
Unfinished Basement1,194 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,029 sqft (0.253 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address486 LUDLOW ST
CityFALL RIVER
StateMA
Zip02721-3332
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal Lot Number26
JurisdictionFALL RIVER MA
Township / Civil DivisionFALL RIVER
Census Block Group3
Census Block3006
Census Tract640100

Owner

Source: Bristol County and Fall River City records · APN FALL M:0E-08 B:0000 L:0026

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address30 HIRST ST, 3, FALL RIVER, MA 02723-3820
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2023Deed of Trust, Mortgage · Stand-Alone First Mortgage
BAYCOAST MORTGAGE COMPANY
Oct 11, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
BAYCOAST MORTGAGE COMPANY
Dec 21, 2023Quit Claim Deed, Transfer · Stand-Alone First Mortgage
BAYCOAST MORTGAGE COMPANY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 21, 2023 · Amount on Record
Deed SaleDec 21, 2023 · Amount on Record
Prior SaleApr 11, 2008 · Amount on Record
Deed Book / Page11434 / 80
Record UpdatedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFALL RIVER MA
Property Address486 LUDLOW ST, FALL RIVER, MA 02721-3332
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number011434-265
DateDec 22, 2023
Book Page11434/265
Instrument17598
Lender
NameBAYCOAST MORTGAGE COMPANY
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2054

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFALL RIVER MA
Property Address486 LUDLOW ST, FALL RIVER, MA 02721-3332
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011623-28
DateOct 11, 2024
Book Page11623/28
Instrument13021
Lender
NameBAYCOAST MORTGAGE COMPANY
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 01, 2054

December 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFALL RIVER MA
Recording DateDec 21, 2023
Property Address486 LUDLOW ST, FALL RIVER, MA 02721-3332
Document Number0011434-80
Book / Page11434 / 80
Instrument DateDec 20, 2023
Instrument17556
Transaction TypeTransfer
Record UpdatedApr 03, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address30 HIRST ST # 3, 3, FALL RIVER, MA 02723-3820

Mortgage

Document Number0000017598
DateDec 21, 2023
Instrument17598
Lender
NameBAYCOAST MORTGAGE COMPANY
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2054

Tax Assessment & Valuation

Source: Bristol County and Fall River City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBristol County
MunicipalityFall River City
Unified School DistrictFall River School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,948.00 (+9.3%)$344,800 (+9.67%) Land $121,400 Building $223,400$403,465 (+11.12%)
2024$3,612.00 (+2.64%)$314,400 (+9.62%) Land $119,000 Building $195,400$363,090
2023$3,519.00$286,800 Land $107,200 Building $179,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bristol County (25005C), as of June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 566 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA4095000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemFALL RIVER WATER DEPARTMENT
serves 94,000 people
Water SourceSurface water
Last State InspectionJan 2025
Lead12 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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