Bristol County and Fall River City property record for 438 Ludlow St, Fall River, MA 02721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 3,744 sqft · built 1960 |
| Lot Size | 0.29 acres (12,611 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $295,000 (Apr 2019) |
| Tax Bill | $5,355 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | FALL M:0E-08 B:0000 L:0075 |
| Primary APN | FALL M:0E-08 B:0000 L:0075 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 3,744 sqft Living Area |
| Gross Area | 4,463 sqft |
| Basement Area | 2,080 sqft |
| Unfinished Basement | 416 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,611 sqft (0.29 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 438 LUDLOW ST |
|---|---|
| City | FALL RIVER |
| State | MA |
| Zip | 02721-2314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B-L |
| Legal Lot Number | 75 |
| Jurisdiction | FALL RIVER MA |
| Township / Civil Division | FALL RIVER |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 640100 |
Source: Bristol County and Fall River City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 438 LUDLOW ST, FALL RIVER, MA 02721-2314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK |
| Apr 18, 2019 | Quit Claim Deed, Transfer · Conventional with PMI ENVISION BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2019 · Amount on Record |
| Deed Sale | Apr 18, 2019 · Amount on Record |
| Prior Sale | Jul 18, 2008 · Amount on Record |
| Deed Book / Page | 9748 / 252 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FALL RIVER MA |
| Property Address | 438 LUDLOW ST, FALL RIVER, MA 02721-2314 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010485-169 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 10485/169 |
| Instrument | 6062 |
| Name | ENVISION BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FALL RIVER MA |
| Recording Date | Apr 18, 2019 |
| Property Address | 438 LUDLOW ST, FALL RIVER, MA 02721-2314 |
| Book / Page | 009748 / 000252 |
| Instrument Date | Apr 18, 2019 |
| Instrument | 5714 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,345.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 78 BOGLE ST FALL RIVER MA 027233102, FALL RIVER, MA 02723-3102 |
| Document Number | 9748-252 |
|---|---|
| Date | Apr 18, 2019 |
| Book Page | 009748/000252 |
| Instrument | 50571 |
| Name | ENVISION BK |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 17, 2049 |
Source: Bristol County and Fall River City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Bristol County |
| Municipality | Fall River City |
| Unified School District | Fall River School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,355.00 (+6.99%) | $467,700 (+7.37%) Land $123,000 Building $344,700 | $497,040 (+6.17%) |
| 2024 | $5,005.00 (+0.3%) | $435,600 (+7.11%) Land $120,600 Building $315,000 | $468,160 |
| 2023 | $4,990.00 | $406,700 Land $108,700 Building $298,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 12 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures