Bristol County and Fall River City property record for 520 Ludlow St, Fall River, MA 02721
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,613 sqft · built 1940 |
| Lot Size | 0.11 acres (4,805 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $247,500 (Mar 2019) |
| Tax Bill | $4,735 (2025) |
| Deeds & Mortgages | Dec 2021 Refinance Sep 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | FALL M:0E-08 B:0000 L:0023 |
| Primary APN | FALL M:0E-08 B:0000 L:0023 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,613 sqft Living Area |
| Gross Area | 4,202 sqft |
| Basement Area | 1,018 sqft |
| Unfinished Basement | 204 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 4,805 sqft (0.11 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 520 LUDLOW ST |
|---|---|
| City | FALL RIVER |
| State | MA |
| Zip | 02721-3332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Lot Number | 23 |
| Jurisdiction | FALL RIVER MA |
| Township / Civil Division | FALL RIVER |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 640100 |
Source: Bristol County and Fall River City records · APN FALL M:0E-08 B:0000 L:0023
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 33 BAYVIEW AVE, TIVERTON, RI 02878-2001 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BAYCOAST BANK |
| Sep 19, 2022 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK |
| Oct 13, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jan 29, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP |
| Mar 29, 2019 | Quit Claim Deed, Transfer · FHA Mortgage BAYCOAST MORTGAGE COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 29, 2019 · Amount on Record |
| Deed Sale | Mar 29, 2019 · Amount on Record |
| Deed Document Number | 20194691 |
| Deed Book / Page | 9736 / 242 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FALL RIVER MA |
| Property Address | 520 LUDLOW ST, FALL RIVER, MA 02721-3332 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0010864-43 |
|---|---|
| Date | Dec 22, 2021 |
| Book Page | 10864/43 |
| Instrument | 29652 |
| Name | BAYCOAST BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 229 Months |
| Due | Jan 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FALL RIVER MA |
| Property Address | 520 LUDLOW ST, FALL RIVER, MA 02721-3332 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0011123-90 |
|---|---|
| Date | Sep 19, 2022 |
| Book Page | 11123/90 |
| Instrument | 16600 |
| Name | AMERICAN FINANCIAL NETWORK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FALL RIVER MA |
| Property Address | 520 LUDLOW ST, FALL RIVER, MA 02721-3332 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10276-184 |
|---|---|
| Date | Oct 13, 2020 |
| Book Page | 10276/184 |
| Instrument | 18711 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FALL RIVER MA |
| Property Address | 520 LUDLOW ST, FALL RIVER, MA 02721-3332 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10004-99 |
|---|---|
| Date | Jan 29, 2020 |
| Book Page | 10004/99 |
| Instrument | 1554 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FALL RIVER MA |
| Recording Date | Mar 29, 2019 |
| Property Address | 520 LUDLOW ST, FALL RIVER, MA 02721-3332 |
| Document Number | 9736-242 |
| Book / Page | 9736 / 242 |
| Instrument Date | Mar 29, 2019 |
| Instrument | 4691 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 33 BAYVIEW AVE, TIVERTON, RI 02878-2001 |
| Document Number | 4692 |
|---|---|
| Date | Mar 29, 2019 |
| Instrument | 4692 |
| Name | BAYCOAST MORTGAGE COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Bristol County and Fall River City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Bristol County |
| Municipality | Fall River City |
| Unified School District | Fall River School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,735.00 (+6.91%) | $413,500 (+7.26%) Land $115,100 Building $298,400 | $428,925 (+3.82%) |
| 2024 | $4,429.00 (+2.22%) | $385,500 (+9.18%) Land $112,800 Building $272,700 | $413,155 |
| 2023 | $4,333.00 | $353,100 Land $101,600 Building $251,500 |
Source: FEMA National Flood Hazard Layer as of June 22, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 566 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FALL RIVER WATER DEPARTMENT serves 94,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 12 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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