539 Ludlow St, Fall River, MA 02721 Property Records

Bristol County and Fall River City property record for 539 Ludlow St, Fall River, MA 02721

Property Summary

Property TypeApartments (5+ Units)
Details9 bd · 6 ba · 3,066 sqft · built 1900
Lot Size0.115 acres (5,001 sqft)
OwnerCompany Name on Record
Last Sale$250,000 (Apr 2007)
Tax Bill$5,677 (2025)
Deeds & MortgagesMay 2026 Mortgage
May 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNFALL M:0E-12 B:0000 L:0002

Property Details

APN / Parcel Number

Primary APNFALL M:0E-12 B:0000 L:0002
Alternative APN
  • M:0E=12 B:0000 L:0002

Interior

Bedrooms9 Beds
Full Baths6 Baths
Total Rooms15 Rooms
Units6 Units
Stories3 Stories
Building Area3,066 sqft Living Area
Gross Area4,330 sqft
Basement Area956 sqft
Unfinished Basement956 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area5,001 sqft (0.115 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address539 LUDLOW ST
CityFALL RIVER
StateMA
Zip02721-3300
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeR-4
Legal Lot Number2
JurisdictionFALL RIVER MA
Township / Civil DivisionFALL RIVER
Census Block Group3
Census Block3010
Census Tract640100

Owner

Source: Bristol County and Fall River City records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address180 MORGAN ST, FALL RIVER, MA 02721-2830
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
May 13, 2026Deed of Trust
BAYCOAST BANK
May 8, 2017Deed of Trust, Mortgage · Commercial Mortgage
FALL RIVER FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 5, 2007 · Amount on Record
Deed SaleApr 5, 2007 · Amount on Record
Prior SaleFeb 24, 2003 · Amount on Record
Deed Document Number20077048
Deed Book / Page6615 / 100
Transfer Doc5439000279
Record UpdatedOct 29, 2026

May 2026: Deed of Trust

Document TypeDeed of Trust
JurisdictionFALL RIVER MA
Recording DateMay 13, 2026
Property Address539 LUDLOW ST, FALL RIVER, MA 02721-3300
Document Number012054-219
Book / Page12054 / 219
Instrument DateMay 13, 2026
Instrument20266277
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006277,
DateMay 13, 2026
Book Page12054/219
Instrument20266277
Lender
NameBAYCOAST BANK
Agreement
AmountAmount Recorded
Term360 Months
Interest
Rate6.3%
Max Rate-1%

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFALL RIVER MA
Property Address539 LUDLOW ST, FALL RIVER, MA 02721-3300
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9239-254
DateMay 8, 2017
Book Page9239/254
Instrument7561
Lender
NameFALL RIVER FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBristol County
MunicipalityFall River City
Unified School DistrictFall River School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,677.00 (+9.87%)$495,800 (+10.25%) Land $115,300 Building $380,500
2024$5,167.00 (+11.02%)$449,700 (+18.56%) Land $113,000 Building $336,700
2023$4,654.00$379,300 Land $101,800 Building $277,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFALL RIVER WATER DEPARTMENT
serves 94,000 people · EPA ID MA4095000
Water SourceSurface water
Last State InspectionJan 2025
Lead12 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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