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491 Central St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 491 Central St, Saugus, MA 01906 · Last verified April 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms5 Beds
Bathrooms2 Baths
Year BuiltBuilt 1920
Square Footage2,269 sqft Living Area
Lot Size3,437 sqft (0.079 acres)
OccupancyOwner Occupied
Last Sale$710,000 (2022)
Tax Bill$7,326.00 (2025)

Property Details

APN / Parcel Number

Primary APNSAUG M:005-F B:0005 L:0008
Alternative APNs
  • M:005=F B:0005 L:0008
  • 3122013

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Units2 Units
Building Area2,269 sqft Living Area
Gross Area3,535 sqft Gross Area
1st Floor1,030 sqft 1st Floor
Basement Area780 sqft Basement
Unfinished Basement780 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleDuplex Single Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area3,437 sqft (0.079 acres)

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number3122013
Street Address491 CENTRAL ST
CitySAUGUS
StateMA
Zip01906-3743
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal Block5
Legal Lot Number8
JurisdictionSAUGUS MA
Minor Civil DivisionSAUGUS
Census Blockgroup2
Census Block2012
Census Tract208101

Owner

Source: Essex County and Saugus Town records · APN SAUG M:005-F B:0005 L:0008

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address491 CENTRAL ST, SAUGUS, MA 01906-3743
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 07, 2022Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage
ROCKLAND TRUST CO
Jan 11, 2021Quit Claim Deed, Transfer
Quitclaim Document
Jan 15, 2021Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 07, 2022 · Amount on Record
Deed SaleSep 07, 2022 · Amount on Record
Prior SaleJan 15, 2021 · Amount on Record
Deed Book / Page41174 / 130
Prior Transfer DateJan 09, 2021
Prior Transfer Doc39396-26
Record RefreshedJun 08, 2026

September 2022: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionSAUGUS MA
Recording DateSep 07, 2022
Property Address491 CENTRAL ST, SAUGUS, MA 01906-3743
Document Number041174-130
Book / Page41174 / 130
Instrument DateSep 06, 2022
Instrument91
Transaction TypeTransfer
Record UpdatedNov 11, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address491 CENTRAL ST, SAUGUS, MA 01906-3743

Mortgage

Document Number0000000092
DateSep 07, 2022
Instrument92
Lender
NameROCKLAND TRUST CO
TypeNon-Lending Institution
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAUGUS MA
Recording DateJan 11, 2021
Property Address491 CENTRAL ST, SAUGUS, MA 01906-3743
Document Number39396-26
Book / Page39396 / 26
Instrument DateJan 09, 2021
Instrument20210111002320
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address491 CENTRAL ST, SAUGUS, MA 01906-3743

January 2021: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionSAUGUS MA
Recording DateJan 15, 2021
Property Address491 CENTRAL ST, SAUGUS, MA 01906-3743
Document Number039417-143
Book / Page39417 / 143
Instrument DateJan 09, 2021
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address491 CENTRAL ST, SAUGUS, MA 01906-3743

Mortgage

Document Number0039417145
DateJan 15, 2021
Instrument39417/145
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSaugus Town
Unified School DistrictSaugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$7,326.00 (+6.61%)$686,000 (+6.31%) Land $275,300 Building $410,700
2024$6,872.00 (+4%)$645,300 (+9.95%) Land $250,300 Building $395,000
2023$6,608.00$586,900 Land $225,300 Building $361,600

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