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4851 Sparrow Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4851 Sparrow Dr, Saint Cloud, FL 34772 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,480 sqft · built 2003
Lot Size0.32 acres (13,939 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Jan 2019)
Tax Bill$3,220 (2025)
Deeds & MortgagesJan 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-26-31-5130-000D-0120

Property Details

APN / Parcel Number

Primary APN30-26-31-5130-000D-0120
Alternative APNs
  • 2631305130000D0120
  • 98454

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,480 sqft Living Area
Gross Area1,989 sqft
1st Floor Area1,384 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2008
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area13,939 sqft (0.32 acres)
Lot Dimensions140 ft deep x 100 ft wide
Garage TypeAttached
Garage Area441 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area164 sqft
Patio Area240 sqft
Pole Barn384 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address4851 SPARROW DR
CitySAINT CLOUD
StateFL
Zip34772-8348
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionST CLOUD MANOR VILLAGE PB 1 PG 395 BLK D LOT 12
Legal Range31E
Legal Township26S
Legal Section30
Legal SubdivisionST CLOUD MANOR VLG
Legal Tract5130
Legal BlockD
Legal Lot Number12
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1035
Census Tract43304

Owner

Source: Osceola County records · APN 30-26-31-5130-000D-0120

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4851 SPARROW DR, SAINT CLOUD, FL 34772-8348
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 25, 2019 · Amount on Record
Deed SaleJan 25, 2019 · Amount on Record
Prior SaleFeb 24, 2003 · Amount on Record
Deed Document Number201910541
Deed Book / Page5467 / 2979
Prior Transfer DateMar 15, 2006
Prior Transfer Doc0031051498
Record UpdatedJun 08, 2026

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 25, 2019
Property Address4851 SPARROW DR, SAINT CLOUD, FL 34772-8348
Document Number0054672979
Book / Page5467 / 2979
Map ReferenceMB 1 PG 395
Instrument DateJan 25, 2019
Instrument2019010541
Transaction TypeTransfer
Record UpdatedAug 03, 2022
Title CompanyA CLEAR CHOICE TITLE & ESCRO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,575.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3200 S INDIANA AVE, 3200, SAINT CLOUD, FL 34769-5601

Transferred To (Grantee/Buyer)

NameVerified Name
Address4851 SPARROW DR, SAINT CLOUD, FL 34772-8348

Mortgage

Document Number2019010542
DateJan 25, 2019
Instrument2019010542
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,220.00 (+5.57%) Homeowner's exemption$221,872 (+5.99%)$326,900 (+6.93%) Land $60,000 Building $266,900
2024$3,050.00 (+2.21%)
2023$2,984.00 (+4.52%) Homeowner's exemption$209,340 (+3%)$305,700 (+21.41%) Land $45,000 Building $260,700
2022$2,855.00 Homeowner's exemption$203,243$251,800 Land $40,000 Building $211,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 59 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017, Hurricane Irma

Wildfire

Wildfire RiskModerate
above 60% of the US · above 33% of Florida
Wildfire LikelihoodAbout 1 in 481 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 190 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
XfinityCable2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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