Osceola County property record for 4849 Sparrow Dr, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1987 |
| Square Footage | 1,112 sqft Heated Area |
| Lot Size | 13,721 sqft (0.314 acres) |
| Garage | Finished, 480 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,214.00 (2025) |
| Primary APN | 3026315130000E0070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,112 sqft Heated Area |
| Gross Area | 1,880 sqft Gross Area |
| 1st Floor | 1,112 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 13,721 sqft (0.314 acres) |
| Depth X Width | 135 ft x 104 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 480 sqft Garage |
| Pool Area | 450 sqft Pool |
|---|---|
| Shed | 1 Shed |
| Shed Area | 120 sqft Shed |
| Deck Area | 462 sqft Deck |
| Porch | Open Porch |
| Porch Area | 288 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 98461 |
|---|---|
| Street Address | 4849 SPARROW DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8354 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD MANOR VILLAGE PB 1 PG 395 BLK E LOT 7 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 30 |
| Legal Subdivision | ST CLOUD MANOR VLG |
| Legal Tract | 5130 |
| Legal Block | E |
| Legal Lot Number | 7 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1034 |
| Census Tract | 43304 |
Source: Osceola County records · APN 3026315130000E0070
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4849 SPARROW DR, SAINT CLOUD, FL 34772-8354 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 25, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Mar 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL FLORIDA EDUCATORS FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 19, 2004 |
| Deed Sale | May 19, 2004 |
| Deed Doc Number | 0025181842 |
| Deed Book / Page | 01431 / 01324 |
| Prior Transfer Date | Sep 04, 1997 |
| Prior Transfer Doc | 0143101324 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4849 SPARROW DR, SAINT CLOUD, FL 34772-8354 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 4849 SPARRON DR, SAINT CLOUD, FL 34772-8354 |
| Document Number | 0063490703 |
|---|---|
| Date | Jan 25, 2023 |
| Book Page | 6349/703 |
| Instrument | 2023009932 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 14, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4849 SPARROW DR, SAINT CLOUD, FL 34772-8354 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Title Company | MORTGAGEE TITLE SERVICES INC |
| Name | Verified Name |
|---|
| Document Number | 0054970274 |
|---|---|
| Date | Mar 26, 2019 |
| Book Page | 5497/0274 |
| Instrument | 2019037905 |
| Name | CENTRAL FLORIDA EDUCATORS FCU |
|---|---|
| Type | Credit Union |
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2034 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,214.00 (+10.77%) Homeowner's exemption | $77,105 (+5.99%) | $249,900 (+8.75%) Land $60,000 Building $189,900 |
| 2023 | $1,096.00 (+5.49%) Homeowner's exemption | $72,750 (+3%) | $229,800 (+19.63%) Land $45,000 Building $184,800 |
| 2022 | $1,039.00 Homeowner's exemption | $70,632 | $192,100 Land $40,000 Building $152,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 60% of the US · above 33% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 481 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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