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4864 Sparrow Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4864 Sparrow Dr, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1987
Square Footage1,425 sqft Living Area
Lot Size13,982 sqft (0.321 acres)
OccupancyOwner Occupied
Last Sale$114,000 (2013)
Tax Bill$1,482.00 (2024)

Property Details

APN / Parcel Number

Primary APN30-26-31-5130-000K-0030
Alternative APNs
  • 2631305130000K0030
  • 98528

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,425 sqft Living Area
Gross Area1,833 sqft Gross Area
1st Floor1,149 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialCombination Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area13,982 sqft (0.321 acres)
Depth X Width140 ft x 100 ft Depth x Width

Exterior Amenities

Shed1 Shed
Shed Area288 sqft Shed
Deck Area64 sqft Deck
Porch Area719 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4864 SPARROW DR
CitySAINT CLOUD
StateFL
Zip34772-8347
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD MANOR VILLAGE PB 1 PG 395 BLK K LOT 3
Legal Range31E
Legal Township26S
Legal Section30
Legal SubdivisionST CLOUD MANOR VLG
Legal Tract5130
Legal BlockK
Legal Lot Number3
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1036
Census Tract43304

Owner

Source: Osceola County records · APN 30-26-31-5130-000K-0030

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4864 SPARROW DR, SAINT CLOUD, FL 34772-8347
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Jul 19, 2018Deed of Trust, Mortgage
PENNYMAC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 26, 2013 · Amount on Record
Deed SaleDec 26, 2013 · Amount on Record
Prior SaleMay 18, 2010 · Amount on Record
Deed Doc Number2013199561
Deed Book / Page4549 / 1
Last Transfer DateAug 28, 2021
Transfer Doc0060440573
Record RefreshedJun 08, 2026

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateSep 15, 2021
Property Address4864 SPARROW DR, SAINT CLOUD, FL 34772-8347
Document Number0060440573
Book / Page6044 / 573
Map ReferenceMB 1 PG 395
Instrument DateAug 28, 2021
Instrument2021143457
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4864 SPARROW DR, SAINT CLOUD, FL 34772-8347

Mortgage

Document Number0006044578
DateSep 15, 2021
Instrument6044/578
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueSep 01, 2046

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4864 SPARROW DR, SAINT CLOUD, FL 34772-8347
Document Number0053732914
Instrument DateJul 19, 2018
Transaction TypeMortgage
Record UpdatedAug 13, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4864 SPARROW DR ST CLOUD FL 347728347, ST CLOUD, FL 34772-8347

Mortgage

Document Number0053732914
DateJul 26, 2018
Book Page005373/002914
Instrument114416
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
AmountAmount Recorded
Term180 Months
DueJul 25, 2033

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,600.00 (+7.96%) Homeowner's exemption$104,923 (+5.99%)$252,300 (+8.33%) Land $60,000 Building $192,300
2024$1,482.00 (+2.7%)
2023$1,443.00 (+6.26%) Homeowner's exemption$98,997 (+3%)$232,900 (+20.55%) Land $45,000 Building $187,900
2022$1,358.00 Homeowner's exemption$96,114$193,200 Land $40,000 Building $153,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskHigh
above 73% of the US · above 58% of Florida
Wildfire LikelihoodAbout 1 in 303 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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