4848 Sparrow Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4848 Sparrow Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1987
Square Footage	1,572 sqft Heated Area
Lot Size	13,765 sqft (0.316 acres)
Occupancy	Owner Occupied
Last Sale	$57,500 (1987)
Tax Bill	$1,192.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3026315130000J0060`
Alternative APN	`98519`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,572 sqft Heated Area
Gross Area	2,304 sqft Gross Area
1st Floor	1,284 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1987
Exterior Material	Aluminum Siding Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	13,765 sqft (0.316 acres)
Depth X Width	140 ft x 104 ft Depth x Width
Garage Area	288 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	200 sqft Shed
Porch	Enclosed Porch
Porch Area	1,020 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	98519
Street Address	4848 SPARROW DR
City	SAINT CLOUD
State	FL
Zip	34772-8353
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD MANOR VILLAGE PB 1 PG 395 BLK J LOT 6
Legal Range	31E
Legal Township	26S
Legal Section	30
Legal Subdivision	ST CLOUD MANOR VLG
Legal Tract	5130
Legal Block	J
Legal Lot Number	6
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1037
Census Tract	43304

Owner

Source: Osceola County records · APN 3026315130000J0060

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	4848 SPARROW DR, SAINT CLOUD, FL 34772-8353
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 01, 1987 · Amount on Record
Deed Sale	Apr 01, 1987 · Amount on Record
Deed Doc Number	0008361655
Record Refreshed	Jun 08, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4848 SPARROW DR, SAINT CLOUD, FL 34772-8353
Document Number	0057100456
Instrument Date	Apr 04, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	4848 SPARROW DR ST CLOUD FL 347728353, ST CLOUD, FL 34772-8353

Mortgage

Document Number	0057100456
Date	Apr 20, 2020
Book Page	005710/000456
Instrument	53371

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 19, 2035

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,192.00 (+9.86%) Homeowner's exemption	$75,027 (+5.99%)	$266,000 (+8.04%) Land $60,000 Building $206,000
2023	$1,085.00 (+5.54%) Homeowner's exemption	$70,790 (+3%)	$246,200 (+20.86%) Land $45,000 Building $201,200
2022	$1,028.00 Homeowner's exemption	$68,729	$203,700 Land $40,000 Building $163,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 33% of Florida
Wildfire Likelihood	About 1 in 481 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.