485 Summit Rdg, Hudson, WI 54016 Property Records

St. Croix County property record for 485 Summit Rdg, Hudson, WI 54016

Property Summary

Property Type	Single Family Home
Lot Size	1.06 acres (46,566 sqft)
Owner	2 Individual Names on File
Last Sale	$1,095,000 (Jul 2025)
Tax Bill	$9,467 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Dec 2022 Transfer + 9 more
Flood Zone	Zone X (minimal risk)
APN	`040-1318-00-026`

Property Details

APN / Parcel Number

Primary APN	`040-1318-00-026`
Alternative APN	`11.28.19.2101`

Exterior

Lot Area	46,566 sqft (1.06 acres)

Location & Zoning

Street Address	485 SUMMIT RDG
City	HUDSON
State	WI
Zip	54016-8294
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 11 T28N R19W PT NW NE & PT NE NW HILLS OF TROY ('06) LOT 26 (1.069AC)
Legal Range	19W
Legal Township	28N
Legal Section	11
Legal Subdivision	HILLS OF TROY
Legal Lot Number	26
Jurisdiction	ST CROIX WI
Township / Civil Division	TROY
Census Block Group	2
Census Block	2023
Census Tract	120904

Owner

485 Summit Rdg is owned and occupied by two individuals who bought it in July 2025.

Source: St. Croix County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	485 SUMMIT RDG, HUDSON, WI 54016-8294
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 1, 2022	Intrafamily Transfer, Transfer
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Jul 11, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Dec 27, 2018	Warranty Deed, Construction Loan · Line of Credit MISCELLANEOUS GOVT AGCY
Nov 7, 2018	Quit Claim Deed, Transfer · Line of Credit MISCELLANEOUS GOVT AGCY
Aug 3, 2018	Grant Deed, Mortgage · Line of Credit CHARTER BK
Apr 12, 2018	Grant Deed, Mortgage · Line of Credit CHARTER BK
Feb 23, 2018	Quit Claim Deed, Transfer · Line of Credit KLEIN BK
Oct 20, 2017	Quit Claim Deed, Transfer KLEIN BK
Aug 23, 2017	Trustee's Deed, Construction Loan · Construction Mortgage KLEIN BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2025 · Amount on File
Deed Sale	Jul 11, 2025 · Amount on File
Prior Sale	Jul 11, 2019 · Amount on File
Deed Document Number	20251194609
Prior Transfer Date	Nov 18, 2022
Prior Transfer Doc	0001161683
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	485 SUMMIT RDG, HUDSON, WI 54016-8294
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 SUMMIT RDG, HUDSON, WI 54016-8294
Investor	Possibly a Property Investor

Mortgage

Document Number	0001197924
Date	Sep 22, 2025
Instrument	1197924

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2040

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CROIX WI
Recording Date	Dec 1, 2022
Property Address	485 SUMMIT RDG, HUDSON, WI 54016-8294
Document Number	0001161683
Instrument Date	Nov 18, 2022
Instrument	1161683
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	485 SUMMIT RDG, HUDSON, WI 54016-8294
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001105348
Date	Jun 22, 2020
Instrument	1105348

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2035

Interest

Rate Type	Fixed Rate

July 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Jul 11, 2019
Property Address	485 SUMMIT RDG, HUDSON, WI 54016-8294
Document Number	0001084444
Instrument Date	Jul 1, 2019
Instrument	1084444
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 14, 2022
Title Company	LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,223.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001084445
Date	Jul 11, 2019
Instrument	1084445

Lender

Name	UNION HOME MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

December 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Dec 27, 2018
Property Address	485 SUMMIT RDG, HUDSON, WI 54016-8294
Document Number	0001076040
Instrument Date	Dec 20, 2018
Instrument	1076040
Transaction Type	Construction Loan
Record Updated	Jan 23, 2019
Title Company	STATE CROIX COUNTY ABSTRACT AND TITLE, ST CROIX CNTY ABSTRACT & TITLE

Transaction

Amount	Amount on Record
Tax	$108.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	485 SUMMIT RDG HUDSON WI 540168294, HUDSON, WI 54016-8294

Mortgage

Document Number	1076041
Date	Dec 27, 2018
Instrument	1076041

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	ALTOONA, WI 54720

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CROIX WI
Recording Date	Nov 7, 2018
Property Address	485 SUMMIT RDG, HUDSON, WI 54016-8294
Document Number	0001073952
Instrument Date	Oct 30, 2018
Instrument	1073952
Transaction Type	Transfer
Record Updated	Dec 3, 2018
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount on Record
Tax	$324.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	485 SUMMIT RDG HUDSON WI 540168294, HUDSON, WI 54016-8294

Mortgage

Document Number	1073953
Date	Nov 7, 2018
Instrument	1073953

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	ALTOONA, WI 54720

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Nov 6, 2019

Interest

Rate Type	Adjustable Rate

August 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	ST CROIX WI
Recording Date	Aug 3, 2018
Property Address	485 SUMMIT RDG, HUDSON, WI 54016-8294
Instrument Date	Jul 23, 2018
Instrument	1069174
Transaction Type	Mortgage
Record Updated	Aug 29, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	485 SUMMIT RDG HUDSON WI 540168294, HUDSON, WI 54016-8294

Mortgage

Document Number	0001069174
Date	Aug 3, 2018
Instrument	1069174

Lender

Name	CHARTER BK
Type	Bank
Address	1010 W CLAIREMONT AVE, EAU CLAIRE, WI 54701-6123

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	ST CROIX WI
Recording Date	Apr 12, 2018
Property Address	485 SUMMIT RDG, HUDSON, WI 54016-8294
Instrument Date	Apr 12, 2018
Instrument	1063403
Transaction Type	Mortgage
Record Updated	Aug 31, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	707 COMMERCE DR #410 WOODBURY MN 551257747, 410, WOODBURY, MN 55125-7747

Mortgage

Document Number	0001063403
Date	Apr 12, 2018
Instrument	1063403

Lender

Name	CHARTER BK
Type	Bank
Address	1010 W CLAIREMONT AVE, EAU CLAIRE, WI 54701-6123

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CROIX WI
Recording Date	Feb 23, 2018
Property Address	485 SUMMIT RDG, HUDSON, WI 54016-8294
Document Number	0001061513
Instrument Date	Feb 23, 2018
Instrument	1061513
Transaction Type	Transfer
Record Updated	Mar 16, 2018
Title Company	LAND TITLE CORPORATION

Transaction

Amount	Amount on Record
Tax	$135.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	707 COMMERCE DR #410 WOODBURY MN 551257747, 410, WOODBURY, MN 55125-7747

Mortgage

Document Number	1061514
Date	Feb 23, 2018
Instrument	1061514

Lender

Name	KLEIN BK
Type	Bank
Address	CHASKA, MN 55318-0487

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CROIX WI
Recording Date	Oct 20, 2017
Property Address	485 SUMMIT RDG, HUDSON, WI 54016-8294
Document Number	0001055923
Instrument Date	Oct 10, 2017
Instrument	1055923
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	LAND TITLE CORPORATION

Transaction

Amount	Amount on Record
Tax	$150.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	707 COMMERCE DR #410 WOODBURY MN 551257747, 410, WOODBURY, MN 55125-7747

Mortgage

Document Number	1055924
Date	Oct 20, 2017
Instrument	1055924

Lender

Name	KLEIN BK
Type	Bank

Agreement

Amount	Amount on Record

August 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST CROIX WI
Recording Date	Aug 23, 2017
Property Address	485 SUMMIT RDG, HUDSON, WI 54016-8294
Instrument Date	Aug 23, 2017
Instrument	1052960
Transaction Type	Construction Loan
Record Updated	Sep 19, 2017
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	707 COMMERCE DR #410 WOODBURY MN 551257747, 410, WOODBURY, MN 55125-7747

Mortgage

Document Number	0001052960
Date	Aug 23, 2017
Instrument	1052960

Lender

Name	KLEIN BK
Type	Bank
Address	CHASKA, MN 55318-0487

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 485 Summit Rdg was $9,467, up % from the year before.

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
County Subdivision	Troy Town
Unified School District	River Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,467.00 (+0.01%)
2025	$9,466.00	$843,200 Land $99,000 Building $744,200	$843,200 Land $99,000 Building $744,200
2023	$8,561.00	$843,200 Land $99,000 Building $744,200	$843,200 Land $99,000 Building $744,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 485 Summit Rdg in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 1, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 485 Summit Rdg is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Baldwin Telecom Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20