478 Summit Rdg, Hudson, WI 54016 Property Records

St. Croix County property record for 478 Summit Rdg, Hudson, WI 54016

Property Summary

Property TypeSingle Family Home
Lot Size1.58 acres (69,043 sqft)
Owner2 Individual Names on Record
Last Sale$79,500 (May 2015)
Tax Bill$8,121 (2026)
Deeds & MortgagesMay 2023 Sale
Jul 2019 Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN040-1318-00-021

Property Details

APN / Parcel Number

Primary APN040-1318-00-021
Alternative APN
  • 11.28.19.2096

Exterior

Lot Area69,043 sqft (1.58 acres)

Location & Zoning

Street Address478 SUMMIT RDG
CityHUDSON
StateWI
Zip54016-8294
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 11 T28N R19W PT SE NW HILLS OF TROY ('06) LOT 21 (1.585AC)
Legal Range19W
Legal Township28N
Legal Section11
Legal SubdivisionHILLS OF TROY
Legal Lot Number21
JurisdictionST CROIX WI
Township / Civil DivisionTROY
Census Block Group2
Census Block2023
Census Tract120904

Owner

Source: St. Croix County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address478 SUMMIT RDG, HUDSON, WI 54016-8294
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 8, 2023Beneficiary Deed, Transfer
Jul 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
TRADITION MORTGAGE LLC
Jan 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Jan 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Oct 24, 2018Warranty Deed, Construction Loan · Construction Mortgage
TRADITION MTG
Oct 24, 2018Grant Deed, Transfer
LAND TITLE CORPORATION, LAND TITLE INC
Aug 3, 2018Grant Deed, Mortgage · Line of Credit
CHARTER BK
Apr 12, 2018Grant Deed, Mortgage · Line of Credit
CHARTER BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 20, 2015 · Amount on Record
Deed SaleMay 20, 2015 · Amount on Record
Prior SaleJun 13, 2012 · Amount on Record
Deed Document Number20151012346
Last Transfer DateMay 8, 2023
Transfer Doc0001166498
Record UpdatedOct 29, 2026

May 2023: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionST CROIX WI
Recording DateMay 8, 2023
Property Address478 SUMMIT RDG, HUDSON, WI 54016-8294
Document Number0001166498
Instrument DateMay 8, 2023
Instrument1166498
Transaction TypeTransfer
Record UpdatedMay 31, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CROIX WI
Property Address478 SUMMIT RDG, HUDSON, WI 54016-8294
Transaction TypeMortgage
Record UpdatedJul 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001085871
DateJul 30, 2019
Instrument1085871
Lender
NameTRADITION MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 1, 2034
Interest
Rate TypeFixed Rate

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CROIX WI
Property Address478 SUMMIT RDG, HUDSON, WI 54016-8294
Transaction TypeMortgage
Record UpdatedJul 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001121241
DateJan 19, 2021
Instrument1121241
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CROIX WI
Property Address478 SUMMIT RDG, HUDSON, WI 54016-8294
Transaction TypeMortgage
Record UpdatedJul 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001121254
DateJan 19, 2021
Instrument1121254
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

October 2018: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionST CROIX WI
Recording DateOct 24, 2018
Property Address478 SUMMIT RDG, HUDSON, WI 54016-8294
Document Number0001073295
Instrument DateOct 24, 2018
Instrument1073295
Transaction TypeConstruction Loan
Record UpdatedNov 20, 2018
Title CompanyLAND TITLE CORPORATION, LAND TITLE INC

Transaction

AmountAmount Recorded
Tax$384.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address478 SUMMIT RDG HUDSON WI 540168294, HUDSON, WI 54016-8294

Mortgage

Document Number1073296
DateOct 24, 2018
Instrument1073296
Lender
NameTRADITION MTG
TypeMortgage Company
AddressLAKEVILLE, MN 55044
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueOct 23, 2019

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST CROIX WI
Recording DateOct 24, 2018
Property Address478 SUMMIT RDG, HUDSON, WI 54016-8294
Document Number0001073294
Instrument DateOct 22, 2018
Instrument1073294
Transaction TypeTransfer
Record UpdatedNov 19, 2018
Title CompanyLAND TITLE CORPORATION, LAND TITLE INC

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address478 SUMMIT RDG HUDSON WI 540168294, HUDSON, WI 54016-8294

August 2018: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionST CROIX WI
Recording DateAug 3, 2018
Property Address478 SUMMIT RDG, HUDSON, WI 54016-8294
Instrument DateJul 23, 2018
Instrument1069174
Transaction TypeMortgage
Record UpdatedAug 29, 2018

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address478 SUMMIT RDG HUDSON WI 540168294, HUDSON, WI 54016-8294

Mortgage

Document Number0001069174
DateAug 3, 2018
Instrument1069174
Lender
NameCHARTER BK
TypeBank
Address1010 W CLAIREMONT AVE, EAU CLAIRE, WI 54701-6123
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2018: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionST CROIX WI
Recording DateApr 12, 2018
Property Address478 SUMMIT RDG, HUDSON, WI 54016-8294
Instrument DateApr 12, 2018
Instrument1063403
Transaction TypeMortgage
Record UpdatedAug 31, 2018

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address707 COMMERCE DR #410 WOODBURY MN 551257747, 410, WOODBURY, MN 55125-7747

Mortgage

Document Number0001063403
DateApr 12, 2018
Instrument1063403
Lender
NameCHARTER BK
TypeBank
Address1010 W CLAIREMONT AVE, EAU CLAIRE, WI 54701-6123
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountySt. Croix County
County SubdivisionTroy Town
Unified School DistrictRiver Falls School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,121.00 Homeowner's exemption
2025$8,121.00 (+11.4%) Homeowner's exemption$740,600 (-) Land $106,200 Building $634,400$740,600 (-) Land $106,200 Building $634,400
2023$7,290.00 Homeowner's exemption$740,600 Land $106,200 Building $634,400$740,600 Land $106,200 Building $634,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 81% of Wisconsin
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Baldwin Telecom
Fiber
8,000 / 8,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Summit Rdg

Nearby Streets

Search Property Records by Address or Parcel Number