St. Croix County property record for 480 Summit Rdg, Hudson, WI 54016
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.32 acres (57,586 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,986 (2026) |
| Deeds & Mortgages | Sep 2022 Mortgage Apr 2021 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-1318-00-020 |
| Primary APN | 040-1318-00-020 |
|---|---|
| Alternative APN |
|
| Lot Area | 57,586 sqft (1.32 acres) |
|---|
| Street Address | 480 SUMMIT RDG |
|---|---|
| City | HUDSON |
| State | WI |
| Zip | 54016-8294 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 11 T28N R19W PT NE NW HILLS OF TROY ('06) LOT 20 (1.322AC) |
| Legal Range | 19W |
| Legal Township | 28N |
| Legal Section | 11 |
| Legal Subdivision | HILLS OF TROY |
| Legal Lot Number | 20 |
| Jurisdiction | ST CROIX WI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 120904 |
Source: St. Croix County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 480 SUMMIT RDG, HUDSON, WI 54016-8294 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL CU |
| Apr 7, 2021 | Deed of Trust, Mortgage · Construction Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 480 SUMMIT RDG, HUDSON, WI 54016-8294 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001158711 |
|---|---|
| Date | Sep 14, 2022 |
| Instrument | 1158711 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 13, 2042 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 480 SUMMIT RDG, HUDSON, WI 54016-8294 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001127239 |
|---|---|
| Date | Apr 7, 2021 |
| Instrument | 1127239 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 480 SUMMIT RDG, HUDSON, WI 54016-8294 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001096847 |
|---|---|
| Date | Feb 6, 2020 |
| Instrument | 1096847 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: St. Croix County assessment roll, as of February 20, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | St. Croix County |
| County Subdivision | Troy Town |
| Unified School District | River Falls School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,986.00 (+0.01%) Homeowner's exemption | ||
| 2025 | $8,985.00 (+15%) Homeowner's exemption | $817,100 (+3.21%) Land $102,500 Building $714,600 | $817,100 (+3.21%) Land $102,500 Building $714,600 |
| 2023 | $7,813.00 Homeowner's exemption | $791,700 Land $102,500 Building $689,200 | $791,700 Land $102,500 Building $689,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 1, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Baldwin Telecom Fiber | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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