St. Croix County property record for 484 Summit Rdg, Hudson, WI 54016
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $438,000 (Oct 2016) |
| Tax Bill | $6,455 (2026) |
| Deeds & Mortgages | Mar 2023 Line of Credit Feb 2021 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-1318-00-018 |
| Primary APN | 040-1318-00-018 |
|---|---|
| Alternative APN |
|
| Lot Area | 47,045 sqft (1.08 acres) |
|---|
| Street Address | 484 SUMMIT RDG |
|---|---|
| City | HUDSON |
| State | WI |
| Zip | 54016-8294 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 11 T28N R19W PT NE NW HILLS OF TROY ('06) LOT 18 (1.080AC) |
| Legal Range | 19W |
| Legal Township | 28N |
| Legal Section | 11 |
| Legal Subdivision | HILLS OF TROY |
| Legal Lot Number | 18 |
| Jurisdiction | ST CROIX WI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 120904 |
484 Summit Rdg is owned and occupied by two individuals who bought it in October 2016.
Source: St. Croix County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 484 SUMMIT RDG, HUDSON, WI 54016-8294 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 8, 2023 | Deed of Trust, Mortgage · Line of Credit SPIRE CU |
| Feb 16, 2021 | Deed of Trust, Mortgage · Construction Mortgage AMERICAN PORTFOLIO MTG CORP |
| Mar 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2016 · Amount on File |
| Deed Sale | Oct 6, 2016 · Amount on File |
| Prior Sale | Feb 17, 2011 · Amount on File |
| Deed Document Number | 20161036896 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 484 SUMMIT RDG, HUDSON, WI 54016-8294 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001164540 |
|---|---|
| Date | Mar 8, 2023 |
| Instrument | 1164540 |
| Name | SPIRE CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 7, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 484 SUMMIT RDG, HUDSON, WI 54016-8294 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Title Company | CITIZENS TITLE COMPANY, CITIES TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0001123356 |
|---|---|
| Date | Feb 16, 2021 |
| Instrument | 1123356 |
| Name | AMERICAN PORTFOLIO MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 484 SUMMIT RDG, HUDSON, WI 54016-8294 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001079167 |
|---|---|
| Date | Mar 21, 2019 |
| Instrument | 1079167 |
| Name | HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 484 Summit Rdg was $6,455 with a homeowner's exemption.
Source: St. Croix County assessment roll, as of February 20, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | St. Croix County |
| County Subdivision | Troy Town |
| Unified School District | River Falls School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,455.00 Homeowner's exemption | ||
| 2025 | $6,455.00 Homeowner's exemption | $593,200 Land $99,100 Building $494,100 | $593,200 Land $99,100 Building $494,100 |
| 2023 | $5,783.00 Homeowner's exemption | $593,200 Land $99,100 Building $494,100 | $593,200 Land $99,100 Building $494,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 484 Summit Rdg in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 1, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 484 Summit Rdg is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Baldwin Telecom Fiber | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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