485 S 10th St, Monroe, OR 97456 Property Records

Benton County property record for 485 S 10th St, Monroe, OR 97456

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,034 sqft · built 2019
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,335 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14533BD01200`

Property Details

APN / Parcel Number

Primary APN	`14533BD01200`
Alternative APN	`421832`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,034 sqft Living Area
Gross Area	2,454 sqft
1st Floor Area	2,034 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	421832
Street Address	485 S 10TH ST
City	MONROE
State	OR
Zip	97456-8451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GRA
Legal Description	RED HILLS ESTATES LOT 12
Legal Range	5W
Legal Township	14S
Legal Section	33
Legal Subdivision	RED HILLS ESTATES
Legal Lot Number	12
Jurisdiction	BENTON OR
Township / Civil Division	SOUTHEAST BENTON
Census Block Group	3
Census Block	3019
Census Tract	10400

Owner

485 S 10th St is owned and occupied by two individuals.

Source: Benton County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	485 S 10TH ST, MONROE, OR 97456-8451
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Mar 26, 2020	Deed of Trust, Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON OR
Property Address	485 S 10TH ST, MONROE, OR 97456-8451
Transaction Type	Mortgage
Record Updated	Sep 27, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 S 10TH ST, MONROE, OR 97456-8451

Mortgage

Document Number	0000631631
Date	Sep 20, 2022
Instrument	2022-631631

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON OR
Property Address	485 S 10TH ST, MONROE, OR 97456-8451
Transaction Type	Mortgage
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 S 10TH ST, MONROE, OR 97456-8451

Mortgage

Document Number	0000617358
Date	Aug 13, 2021
Instrument	2021-617358

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	COLLEGEVILLE, PA 19426

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON OR
Property Address	485 S 10TH ST, MONROE, OR 97456-8451
Document Number	0000593218
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Apr 9, 2020
Title Company	AMER TITLE, AMERI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	485 S 10TH ST MONROE OR 974568451, MONROE, OR 97456-8451

Mortgage

Document Number	0000593218
Date	Mar 31, 2020
Instrument	593218

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 485 S 10th St was $5,335, up 2.3% from the year before.

Source: Benton County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Benton County
Municipality	Monroe City
Unified School District	Monroe School District 1J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,335.00 (+2.26%)	$287,573 (+3%)	$606,740 (+2.56%) Land $180,000 Building $426,740
2024	$5,217.00 (+2.8%)	$279,197 (+3%)	$591,570 (-0.37%) Land $176,000 Building $415,570
2023	$5,075.00 (+2.67%)	$271,065 (+3%)	$593,790 Land $176,000 Building $417,790
2022	$4,943.00	$263,170
2002			$518,990 Land $156,000 Building $362,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 485 S 10th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective April 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	4 (1996–2006)
Most Recent Claim	Jan 2006 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Jan 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 485 S 10th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 723 people · EPA ID OR4100540
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Monroe Telephone Company Fiber · DSL in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Hunter Communications, Verizon.

Nearby Properties on S 10th St

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