475 S 10th St, Monroe, OR 97456 Property Records

Benton County property record for 475 S 10th St, Monroe, OR 97456

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,864 sqft · built 2020
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$418,463 (Apr 2021)
Tax Bill	$4,920 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Oct 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14533BD01300`

Property Details

APN / Parcel Number

Primary APN	`14533BD01300`
Alternative APN	`421833`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,864 sqft Living Area
Gross Area	2,264 sqft
1st Floor Area	1,864 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	421833
Street Address	475 S 10TH ST
City	MONROE
State	OR
Zip	97456-8451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GRA
Legal Description	RED HILLS ESTATES LOT 13
Legal Range	5W
Legal Township	14S
Legal Section	33
Legal Subdivision	RED HILLS ESTATES
Legal Lot Number	13
Jurisdiction	BENTON OR
Township / Civil Division	SOUTHEAST BENTON
Census Block Group	3
Census Block	3019
Census Tract	10400

Owner

475 S 10th St is owned by an individual who bought it in April 2021.

Source: Benton County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 238, MONROE, OR 97456-0238
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CMG MORTGAGE INC
Oct 1, 2020	Warranty Deed, Transfer · Line of Credit M & T BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2021 · Amount on File
Deed Sale	Apr 13, 2021 · Amount on File
Deed Document Number	2021611205
Record Updated	Sep 20, 2026

April 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON OR
Recording Date	Apr 13, 2021
Property Address	475 S 10TH ST, MONROE, OR 97456-8451
Document Number	0000611205
Instrument Date	Apr 6, 2021
Instrument	2021-611205
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 26, 2022
Title Company	WESTERN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 S 10TH ST, MONROE, OR 97456-8451

Mortgage

Document Number	0000611206
Date	Apr 13, 2021
Instrument	2021-611206

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON OR
Recording Date	Oct 1, 2020
Property Address	475 S 10TH ST, MONROE, OR 97456-8451
Document Number	0000601253
Instrument Date	Sep 28, 2020
Instrument	2020-601253
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62958 LAYTON AVE STE 5, 5, BEND, OR 97701-5197
Investor	Possibly a Property Investor

Mortgage

Document Number	0000601254
Date	Oct 1, 2020
Instrument	2020-601254

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	11 Months
Due	Sep 24, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 475 S 10th St was $4,920, up 2.3% from the year before.

Source: Benton County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Benton County
Municipality	Monroe City
Unified School District	Monroe School District 1J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,920.00 (+2.27%)	$265,189 (+3%)	$549,200 (+5.49%) Land $177,000 Building $372,200
2024	$4,811.00 (+2.8%)	$257,465 (+3%)	$520,640 (+2.61%) Land $173,000 Building $347,640
2023	$4,680.00 (+2.68%)	$249,966 (+3%)	$507,420 Land $173,000 Building $334,420
2022	$4,558.00	$242,685
2002			$444,440 Land $153,000 Building $291,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 475 S 10th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective April 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	4 (1996–2006)
Most Recent Claim	Jan 2006 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Jan 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 475 S 10th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 723 people · EPA ID OR4100540
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Monroe Telephone Company Fiber · DSL in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Hunter Communications, Verizon.

Nearby Properties on S 10th St

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