480 S 10th St, Monroe, OR 97456 Property Records

Benton County property record for 480 S 10th St, Monroe, OR 97456

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,412 sqft · built 2020
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$391,480 (Sep 2020)
Tax Bill	$5,215 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Apr 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14533BD01100`

Property Details

APN / Parcel Number

Primary APN	`14533BD01100`
Alternative APN	`421831`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,412 sqft Living Area
Gross Area	2,812 sqft
1st Floor Area	1,200 sqft
2nd Floor Area	1,212 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	421831
Street Address	480 S 10TH ST
City	MONROE
State	OR
Zip	97456-8451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GRA
Legal Description	RED HILLS ESTATES LOT 11
Legal Range	5W
Legal Township	14S
Legal Section	33
Legal Subdivision	RED HILLS ESTATES
Legal Lot Number	11
Jurisdiction	BENTON OR
Township / Civil Division	SOUTHEAST BENTON
Census Block Group	3
Census Block	3019
Census Tract	10400

Owner

Source: Benton County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	480 S 10TH ST, MONROE, OR 97456-8451
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC
Apr 10, 2020	Warranty Deed, Transfer · Line of Credit M & T BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2020 · Amount on Record
Deed Sale	Sep 15, 2020 · Amount on Record
Prior Sale	Apr 10, 2020 · Amount on Record
Deed Document Number	2020600433
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON OR
Recording Date	Sep 15, 2020
Property Address	480 S 10TH ST, MONROE, OR 97456-8451
Document Number	0000600433
Map Reference	REC 2018-577189
Instrument Date	Aug 31, 2020
Instrument	2020-600433
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 26, 2022
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3430 TIMBERLINE DR, EUGENE, OR 97405-1241

Mortgage

Document Number	0000600434
Date	Sep 15, 2020
Instrument	2020-600434

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON OR
Recording Date	Apr 10, 2020
Property Address	480 S 10TH ST, MONROE, OR 97456-8451
Document Number	0000593620
Map Reference	DOC 2018-577189
Instrument Date	Apr 7, 2020
Instrument	2020-593620
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	FIDELITY NATL TTL CO OF OR

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62958 LAYTON AVE STE 5, 5, BEND, OR 97701-5197
Investor	Possibly a Property Investor

Mortgage

Document Number	0000593621
Date	Apr 10, 2020
Instrument	2020-593621

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 2, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Benton County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Benton County
Municipality	Monroe City
Unified School District	Monroe School District 1J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,215.00 (+2.27%)	$281,116 (+3%)	$601,810 (+5.66%) Land $177,000 Building $424,810
2024	$5,099.00 (+2.78%)	$272,928 (+3%)	$569,560 (+2.74%) Land $173,000 Building $396,560
2023	$4,961.00 (+2.67%)	$264,979 (+3%)	$554,350 (+14.32%) Land $173,000 Building $381,350
2022	$4,832.00	$257,261
2002			$484,910 Land $153,000 Building $331,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	4 (1996–2006)
Most Recent Claim	Jan 2006 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Jan 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 723 people · EPA ID OR4100540
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Monroe Telephone Company Fiber · DSL in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Hunter Communications, Verizon.

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