465 S 10th St, Monroe, OR 97456 Property Records

Benton County property record for 465 S 10th St, Monroe, OR 97456

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,856 sqft · built 2020
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$510,000 (Jun 2024)
Tax Bill	$5,053 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14533BD01400`

Property Details

APN / Parcel Number

Primary APN	`14533BD01400`
Alternative APN	`421834`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,856 sqft Living Area
Gross Area	2,514 sqft
1st Floor Area	1,856 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	658 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	421834
Street Address	465 S 10TH ST
City	MONROE
State	OR
Zip	97456-8451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GRA
Legal Description	RED HILLS ESTATES LOT 14
Legal Range	5W
Legal Township	14S
Legal Section	33
Legal Subdivision	RED HILLS ESTATES
Legal Lot Number	14
Jurisdiction	BENTON OR
Township / Civil Division	SOUTHEAST BENTON
Census Block Group	3
Census Block	3019
Census Tract	10400

Owner

465 S 10th St is owned and occupied by two individuals who bought it in June 2024.

Source: Benton County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	465 S 10TH ST, MONROE, OR 97456-8451
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU
Mar 4, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SUMMIT FUNDING INC
Oct 1, 2020	Grant Deed, Construction Loan · Line of Credit M&T BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2024 · Amount on File
Deed Sale	Jun 28, 2024 · Amount on File
Prior Sale	Mar 4, 2021 · Amount on File
Deed Document Number	2024645493
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON OR
Property Address	465 S 10TH ST, MONROE, OR 97456-8451
Transaction Type	Mortgage
Record Updated	Aug 29, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 S 10TH ST, MONROE, OR 97456-8451

Mortgage

Document Number	0000638965
Date	Aug 16, 2023
Instrument	2023-638965

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON OR
Recording Date	Mar 4, 2021
Property Address	465 S 10TH ST, MONROE, OR 97456-8451
Document Number	0000609216
Instrument Date	Feb 24, 2021
Instrument	2021-609216
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 9, 2021
Title Company	FIDELITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	465 S 10TH ST, MONROE, OR 97456-8451

Mortgage

Document Number	0000609217
Date	Mar 4, 2021
Instrument	2021-609217

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

October 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	BENTON OR
Recording Date	Oct 1, 2020
Property Address	465 S 10TH ST, MONROE, OR 97456-8451
Document Number	0000601253
Instrument Date	Sep 28, 2020
Instrument	601253
Transaction Type	Construction Loan
Record Updated	Oct 13, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$300.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Mortgage

Document Number	601254
Date	Oct 1, 2020
Instrument	601254

Lender

Name	M&T BK
Type	Bank
Address	BROOKS, OR 97305

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Sep 30, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 465 S 10th St was $5,053, up 2.3% from the year before.

Source: Benton County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Benton County
Municipality	Monroe City
Unified School District	Monroe School District 1J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,053.00 (+2.27%)	$272,375 (+3%)	$581,370 (+7.41%) Land $177,000 Building $404,370
2024	$4,941.00 (+2.79%)	$264,442 (+3%)	$541,250 (+2.67%) Land $173,000 Building $368,250
2023	$4,807.00 (+2.67%)	$256,740 (+3%)	$527,190 Land $173,000 Building $354,190
2022	$4,682.00	$249,262
2002			$461,490 Land $153,000 Building $308,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 465 S 10th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective April 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	4 (1996–2006)
Most Recent Claim	Jan 2006 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Jan 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 465 S 10th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 723 people · EPA ID OR4100540
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Monroe Telephone Company Fiber · DSL in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Hunter Communications, Verizon.

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