485 Commonwealth Rd, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 485 Commonwealth Rd, Mount Pleasant, SC 29466

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,828 sqft · built 2014
Lot Size	1.15 acres (50,094 sqft)
Owner	2 Individual Names on File
Last Sale	$1,330,000 (Oct 2024)
Tax Bill	$19,429 (2025)
Deeds & Mortgages	Sep 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`596-12-00-011`

Property Details

APN / Parcel Number

Primary APN	`596-12-00-011`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,828 sqft Living Area
1st Floor Area	2,828 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Lot Area	50,094 sqft (1.15 acres)
Lot Dimensions	334 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	1,202 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	1,049 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	485 COMMONWEALTH RD
City	MOUNT PLEASANT
State	SC
Zip	29466-8326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -COMMONWEALTH II DESCRIPTION -LOT 10
Legal Subdivision	COMMONWEALTH II
Legal Lot Number	10
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1047
Census Tract	4617

Owner

485 Commonwealth Rd is owned and occupied by two individuals who acquired it in January 2026.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	485 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8326
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2024 · Amount on File
Deed Sale	Oct 1, 2024 · Amount on File
Prior Sale	Nov 25, 2013 · Amount on File
Deed Book / Page	1271 / 35
Last Transfer Date	Jan 21, 2026
Transfer Doc	0013670466
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	485 COMMONWEALTH RD, MT PLEASANT, SC 29466-8326
Document Number	0825/0584
Instrument Date	Sep 18, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 COMMONWEALTH RD MOUNT PLEASANT SC 294668326, MOUNT PLEASANT, SC 29466-8326

Mortgage

Document Number	0825/0584
Date	Sep 30, 2019
Book Page	000825/000584

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 29, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 485 Commonwealth Rd was $19,429, up 687.9% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,429.00 (+687.88%)	$1,330,000 (+5,205.15%) Land $425,000 Building $905,000	$1,330,000 Land $425,000 Building $905,000
2024	$2,466.00	$25,070
2022	$2,276.00	$25,070	$650,000 Land $177,900 Building $472,100
2020			$650,000 Land $177,900 Building $472,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 485 Commonwealth Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 359 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	359 in force
Nearby Flood Claims	7 (1994–2023)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Aug 2023 · Hurricane Idalia
Claims by Event	Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 485 Commonwealth Rd is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 61% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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