478 Commonwealth Rd, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 478 Commonwealth Rd, Mount Pleasant, SC 29466

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,772 sqft · built 2003
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Last Sale	$1,869,000 (Sep 2025)
Tax Bill	$3,547 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2025 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`596-08-00-002`

Property Details

APN / Parcel Number

Primary APN	`596-08-00-002`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,772 sqft Living Area
Gross Area	5,798 sqft
1st Floor Area	2,026 sqft
Upper Floors Area	1,746 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	40,075 sqft (0.92 acres)
Lot Dimensions	337 ft deep x 119 ft wide

Exterior Amenities

Pool Area	300 sqft
Porch	Slab
Porch Area	703 sqft
Deck Area	340 sqft
Patio Area	340 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	478 COMMONWEALTH RD
City	MOUNT PLEASANT
State	SC
Zip	29466-8317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -DARRELL CREEK PLANTATION SUBDIVISION NAME -RIVER STATION DESCRIPTION -LOT 2 BLK A
Legal Subdivision	DARRELL CREEK PLANTATION SUBDIVISION NAM
Legal Block	A
Legal Lot Number	2
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1048
Census Tract	4617

Owner

478 Commonwealth Rd is owned and occupied by two individuals who bought it in September 2025.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	478 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8317
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 5, 2025	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2025 · Amount on File
Deed Sale	Sep 5, 2025 · Amount on File
Prior Sale	May 2, 2013 · Amount on File
Deed Book / Page	1335 / 671
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	478 COMMONWEALTH RD, MT PLEASANT, SC 29466-8317
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010340312
Date	Sep 20, 2021
Book Page	1034/312

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.72%
Type Change Date	Oct 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.72%
Index	Other
Margin	3
Max Rate	7.72%

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Sep 5, 2025
Property Address	478 COMMONWEALTH RD, MT PLEASANT, SC 29466-8317
Document Number	0013350671
Book / Page	1335 / 671
Map Reference	MB BT PG 162
Instrument Date	Jun 12, 2025
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,859.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	478 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8317

Mortgage

Document Number	0001335672
Date	Sep 5, 2025
Instrument	1335/672

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jul 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jul 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.2%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.2%

Tax Assessment & Valuation

The 2025 property tax bill for 478 Commonwealth Rd was $3,547, up 5.9% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,547.00 (+5.94%)	$925,750 (+2,775%) Land $277,681 Building $648,069	$1,577,700 Land $582,400 Building $995,300
2024	$3,348.00	$32,200
2022	$3,125.00	$32,200	$838,800 Land $251,600 Building $587,200
2020			$838,800 Land $251,600 Building $587,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 478 Commonwealth Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 359 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	359 in force
Nearby Flood Claims	7 (1994–2023)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Aug 2023 · Hurricane Idalia
Claims by Event	Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 478 Commonwealth Rd is moderate, ranking above 51% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 59% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T.

Nearby Properties on Commonwealth Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures